diff --git a/lib/daemon.py b/lib/daemon.py
index 10331753..69f53690 100644
--- a/lib/daemon.py
+++ b/lib/daemon.py
@@ -187,11 +187,13 @@ class Daemon(DaemonThread):
         storage = WalletStorage(path)
         if not storage.file_exists:
             return
-        if storage.requires_split() or storage.get_action():
+        if storage.requires_split():
             return
         if storage.requires_upgrade():
             self.print_error('upgrading wallet format')
             storage.upgrade()
+        if storage.get_action():
+            return
         wallet = Wallet(storage)
         wallet.start_threads(self.network)
         self.wallets[path] = wallet