diff --git a/runtime/src/account_info.rs b/runtime/src/account_info.rs
index bd7b31ae73..f5254941eb 100644
--- a/runtime/src/account_info.rs
+++ b/runtime/src/account_info.rs
@@ -102,6 +102,9 @@ impl IsCached for StorageLocation {
     }
 }
 
+/// We have to have SOME value for store_id when we are cached
+const CACHE_VIRTUAL_STORAGE_ID: AppendVecId = AppendVecId::MAX;
+
 impl AccountInfo {
     pub fn new(storage_location: StorageLocation, stored_size: StoredSize, lamports: u64) -> Self {
         assert_eq!(stored_size & ALL_FLAGS, 0);
@@ -110,8 +113,6 @@ impl AccountInfo {
             StorageLocation::AppendVec(store_id, offset) => (store_id, offset),
             StorageLocation::Cached => {
                 stored_size_mask |= IS_CACHED_STORE_ID_FLAG;
-                // We have to have SOME value for store_id when we are cached
-                const CACHE_VIRTUAL_STORAGE_ID: AppendVecId = AppendVecId::MAX;
                 (CACHE_VIRTUAL_STORAGE_ID, CACHE_VIRTUAL_OFFSET)
             }
         };
@@ -141,6 +142,13 @@ impl AccountInfo {
         self.stored_size_mask & !ALL_FLAGS
     }
 
+    /// true iff store_id and offset match self AND self is not cached
+    /// If self is cached, then store_id and offset are meaningless.
+    pub fn matches_storage_location(&self, store_id: AppendVecId, offset: Offset) -> bool {
+        // order is set for best short circuit
+        self.store_id == store_id && self.offset() == offset && !self.is_cached()
+    }
+
     pub fn storage_location(&self) -> StorageLocation {
         if self.is_cached() {
             StorageLocation::Cached
@@ -172,4 +180,26 @@ mod test {
         let offset = 1; // not aligned
         AccountInfo::new(StorageLocation::AppendVec(0, offset), 0, 0);
     }
+
+    #[test]
+    fn test_matches_storage_location() {
+        let offset = 0;
+        let id = 0;
+        let info = AccountInfo::new(StorageLocation::AppendVec(id, offset), 0, 0);
+        assert!(info.matches_storage_location(id, offset));
+
+        // wrong offset
+        let offset = ALIGN_BOUNDARY_OFFSET;
+        assert!(!info.matches_storage_location(id, offset));
+
+        // wrong id
+        let offset = 0;
+        let id = 1;
+        assert!(!info.matches_storage_location(id, offset));
+
+        // is cached
+        let id = CACHE_VIRTUAL_STORAGE_ID;
+        let info = AccountInfo::new(StorageLocation::Cached, 0, 0);
+        assert!(!info.matches_storage_location(id, offset));
+    }
 }
diff --git a/runtime/src/accounts_db.rs b/runtime/src/accounts_db.rs
index c527eabec6..8eba97feb9 100644
--- a/runtime/src/accounts_db.rs
+++ b/runtime/src/accounts_db.rs
@@ -2576,9 +2576,11 @@ impl AccountsDb {
         iter.for_each(|(pubkey, stored_account)| {
             let lookup = self.accounts_index.get_account_read_entry(pubkey);
             if let Some(locked_entry) = lookup {
-                let is_alive = locked_entry.slot_list().iter().any(|(_slot, i)| {
-                    i.store_id() == stored_account.store_id
-                        && i.offset() == stored_account.account.offset
+                let is_alive = locked_entry.slot_list().iter().any(|(_slot, acct_info)| {
+                    acct_info.matches_storage_location(
+                        stored_account.store_id,
+                        stored_account.account.offset,
+                    )
                 });
                 if !is_alive {
                     // This pubkey was found in the storage, but no longer exists in the index.