diff --git a/account-decoder/src/parse_sysvar.rs b/account-decoder/src/parse_sysvar.rs
index 755c3e4577..3c84acd99d 100644
--- a/account-decoder/src/parse_sysvar.rs
+++ b/account-decoder/src/parse_sysvar.rs
@@ -212,15 +212,14 @@ pub struct UiStakeHistoryEntry {
 mod test {
     use super::*;
     use solana_sdk::{
-        fee_calculator::FeeCalculator,
-        hash::Hash,
-        sysvar::{recent_blockhashes::IterItem, Sysvar},
+        account::create_account, fee_calculator::FeeCalculator, hash::Hash,
+        sysvar::recent_blockhashes::IterItem,
     };
     use std::iter::FromIterator;
 
     #[test]
     fn test_parse_sysvars() {
-        let clock_sysvar = Clock::default().create_account(1);
+        let clock_sysvar = create_account(&Clock::default(), 1);
         assert_eq!(
             parse_sysvar(&clock_sysvar.data, &sysvar::clock::id()).unwrap(),
             SysvarAccountType::Clock(UiClock::default()),
@@ -233,13 +232,13 @@ mod test {
             first_normal_epoch: 1,
             first_normal_slot: 12,
         };
-        let epoch_schedule_sysvar = epoch_schedule.create_account(1);
+        let epoch_schedule_sysvar = create_account(&epoch_schedule, 1);
         assert_eq!(
             parse_sysvar(&epoch_schedule_sysvar.data, &sysvar::epoch_schedule::id()).unwrap(),
             SysvarAccountType::EpochSchedule(epoch_schedule),
         );
 
-        let fees_sysvar = Fees::default().create_account(1);
+        let fees_sysvar = create_account(&Fees::default(), 1);
         assert_eq!(
             parse_sysvar(&fees_sysvar.data, &sysvar::fees::id()).unwrap(),
             SysvarAccountType::Fees(UiFees::default()),
@@ -251,7 +250,7 @@ mod test {
         };
         let recent_blockhashes =
             RecentBlockhashes::from_iter(vec![IterItem(0, &hash, &fee_calculator)].into_iter());
-        let recent_blockhashes_sysvar = recent_blockhashes.create_account(1);
+        let recent_blockhashes_sysvar = create_account(&recent_blockhashes, 1);
         assert_eq!(
             parse_sysvar(
                 &recent_blockhashes_sysvar.data,
@@ -269,13 +268,13 @@ mod test {
             exemption_threshold: 2.0,
             burn_percent: 5,
         };
-        let rent_sysvar = rent.create_account(1);
+        let rent_sysvar = create_account(&rent, 1);
         assert_eq!(
             parse_sysvar(&rent_sysvar.data, &sysvar::rent::id()).unwrap(),
             SysvarAccountType::Rent(rent.into()),
         );
 
-        let rewards_sysvar = Rewards::default().create_account(1);
+        let rewards_sysvar = create_account(&Rewards::default(), 1);
         assert_eq!(
             parse_sysvar(&rewards_sysvar.data, &sysvar::rewards::id()).unwrap(),
             SysvarAccountType::Rewards(UiRewards::default()),
@@ -283,7 +282,7 @@ mod test {
 
         let mut slot_hashes = SlotHashes::default();
         slot_hashes.add(1, hash);
-        let slot_hashes_sysvar = slot_hashes.create_account(1);
+        let slot_hashes_sysvar = create_account(&slot_hashes, 1);
         assert_eq!(
             parse_sysvar(&slot_hashes_sysvar.data, &sysvar::slot_hashes::id()).unwrap(),
             SysvarAccountType::SlotHashes(vec![UiSlotHashEntry {
@@ -294,7 +293,7 @@ mod test {
 
         let mut slot_history = SlotHistory::default();
         slot_history.add(42);
-        let slot_history_sysvar = slot_history.create_account(1);
+        let slot_history_sysvar = create_account(&slot_history, 1);
         assert_eq!(
             parse_sysvar(&slot_history_sysvar.data, &sysvar::slot_history::id()).unwrap(),
             SysvarAccountType::SlotHistory(UiSlotHistory {
@@ -310,7 +309,7 @@ mod test {
             deactivating: 3,
         };
         stake_history.add(1, stake_history_entry.clone());
-        let stake_history_sysvar = stake_history.create_account(1);
+        let stake_history_sysvar = create_account(&stake_history, 1);
         assert_eq!(
             parse_sysvar(&stake_history_sysvar.data, &sysvar::stake_history::id()).unwrap(),
             SysvarAccountType::StakeHistory(vec![UiStakeHistoryEntry {
diff --git a/cli/src/cluster_query.rs b/cli/src/cluster_query.rs
index fde831ea5f..691e104747 100644
--- a/cli/src/cluster_query.rs
+++ b/cli/src/cluster_query.rs
@@ -27,6 +27,7 @@ use solana_client::{
 };
 use solana_remote_wallet::remote_wallet::RemoteWalletManager;
 use solana_sdk::{
+    account::from_account,
     account_utils::StateMut,
     clock::{self, Clock, Slot},
     commitment_config::CommitmentConfig,
@@ -38,8 +39,7 @@ use solana_sdk::{
     system_instruction, system_program,
     sysvar::{
         self,
-        stake_history::{self, StakeHistory},
-        Sysvar,
+        stake_history::{self},
     },
     transaction::Transaction,
 };
@@ -624,7 +624,7 @@ pub fn process_cluster_date(rpc_client: &RpcClient, config: &CliConfig) -> Proce
     let result = rpc_client
         .get_account_with_commitment(&sysvar::clock::id(), CommitmentConfig::default())?;
     if let Some(clock_account) = result.value {
-        let clock: Clock = Sysvar::from_account(&clock_account).ok_or_else(|| {
+        let clock: Clock = from_account(&clock_account).ok_or_else(|| {
             CliError::RpcRequestError("Failed to deserialize clock sysvar".to_string())
         })?;
         let block_time = CliBlockTime {
@@ -1341,12 +1341,12 @@ pub fn process_show_stakes(
         .get_program_accounts_with_config(&solana_stake_program::id(), program_accounts_config)?;
     let stake_history_account = rpc_client.get_account(&stake_history::id())?;
     let clock_account = rpc_client.get_account(&sysvar::clock::id())?;
-    let clock: Clock = Sysvar::from_account(&clock_account).ok_or_else(|| {
+    let clock: Clock = from_account(&clock_account).ok_or_else(|| {
         CliError::RpcRequestError("Failed to deserialize clock sysvar".to_string())
     })?;
     progress_bar.finish_and_clear();
 
-    let stake_history = StakeHistory::from_account(&stake_history_account).ok_or_else(|| {
+    let stake_history = from_account(&stake_history_account).ok_or_else(|| {
         CliError::RpcRequestError("Failed to deserialize stake history".to_string())
     })?;
 
diff --git a/cli/src/nonce.rs b/cli/src/nonce.rs
index 5d9e964a5e..9a58d31383 100644
--- a/cli/src/nonce.rs
+++ b/cli/src/nonce.rs
@@ -580,6 +580,7 @@ mod tests {
         fee_calculator::FeeCalculator,
         hash::hash,
         nonce::{self, state::Versions, State},
+        nonce_account,
         signature::{read_keypair_file, write_keypair, Keypair, Signer},
         system_program,
     };
@@ -891,7 +892,7 @@ mod tests {
 
     #[test]
     fn test_account_identity_ok() {
-        let nonce_account = nonce::create_account(1).into_inner();
+        let nonce_account = nonce_account::create_account(1).into_inner();
         assert_eq!(account_identity_ok(&nonce_account), Ok(()));
 
         let system_account = Account::new(1, 0, &system_program::id());
@@ -910,7 +911,7 @@ mod tests {
 
     #[test]
     fn test_state_from_account() {
-        let mut nonce_account = nonce::create_account(1).into_inner();
+        let mut nonce_account = nonce_account::create_account(1).into_inner();
         assert_eq!(state_from_account(&nonce_account), Ok(State::Uninitialized));
 
         let data = nonce::state::Data {
@@ -935,7 +936,7 @@ mod tests {
 
     #[test]
     fn test_data_from_helpers() {
-        let mut nonce_account = nonce::create_account(1).into_inner();
+        let mut nonce_account = nonce_account::create_account(1).into_inner();
         let state = state_from_account(&nonce_account).unwrap();
         assert_eq!(
             data_from_state(&state),
diff --git a/cli/src/stake.rs b/cli/src/stake.rs
index 17c6c116a5..7909f0d84e 100644
--- a/cli/src/stake.rs
+++ b/cli/src/stake.rs
@@ -32,6 +32,7 @@ use solana_client::{
 };
 use solana_remote_wallet::remote_wallet::RemoteWalletManager;
 use solana_sdk::{
+    account::from_account,
     account_utils::StateMut,
     clock::{Clock, Epoch, Slot, UnixTimestamp, SECONDS_PER_DAY},
     message::Message,
@@ -40,7 +41,6 @@ use solana_sdk::{
     sysvar::{
         clock,
         stake_history::{self, StakeHistory},
-        Sysvar,
     },
     transaction::Transaction,
 };
@@ -1696,12 +1696,11 @@ pub fn process_show_stake_account(
     match stake_account.state() {
         Ok(stake_state) => {
             let stake_history_account = rpc_client.get_account(&stake_history::id())?;
-            let stake_history =
-                StakeHistory::from_account(&stake_history_account).ok_or_else(|| {
-                    CliError::RpcRequestError("Failed to deserialize stake history".to_string())
-                })?;
+            let stake_history = from_account(&stake_history_account).ok_or_else(|| {
+                CliError::RpcRequestError("Failed to deserialize stake history".to_string())
+            })?;
             let clock_account = rpc_client.get_account(&clock::id())?;
-            let clock: Clock = Sysvar::from_account(&clock_account).ok_or_else(|| {
+            let clock: Clock = from_account(&clock_account).ok_or_else(|| {
                 CliError::RpcRequestError("Failed to deserialize clock sysvar".to_string())
             })?;
 
@@ -1738,7 +1737,7 @@ pub fn process_show_stake_history(
     use_lamports_unit: bool,
 ) -> ProcessResult {
     let stake_history_account = rpc_client.get_account(&stake_history::id())?;
-    let stake_history = StakeHistory::from_account(&stake_history_account).ok_or_else(|| {
+    let stake_history = from_account::<StakeHistory>(&stake_history_account).ok_or_else(|| {
         CliError::RpcRequestError("Failed to deserialize stake history".to_string())
     })?;
 
diff --git a/core/src/rpc.rs b/core/src/rpc.rs
index 11951b849a..be257d0148 100644
--- a/core/src/rpc.rs
+++ b/core/src/rpc.rs
@@ -55,7 +55,7 @@ use solana_sdk::{
     signature::Signature,
     stake_history::StakeHistory,
     system_instruction,
-    sysvar::{stake_history, Sysvar},
+    sysvar::stake_history,
     transaction::{self, Transaction},
 };
 use solana_stake_program::stake_state::StakeState;
@@ -1036,7 +1036,8 @@ impl JsonRpcRequestProcessor {
             .get_account(&stake_history::id())
             .ok_or_else(Error::internal_error)?;
         let stake_history =
-            StakeHistory::from_account(&stake_history_account).ok_or_else(Error::internal_error)?;
+            solana_sdk::account::from_account::<StakeHistory>(&stake_history_account)
+                .ok_or_else(Error::internal_error)?;
 
         let (active, activating, deactivating) =
             delegation.stake_activating_and_deactivating(epoch, Some(&stake_history));
diff --git a/core/src/transaction_status_service.rs b/core/src/transaction_status_service.rs
index bc00e3bfa4..28dbdf73e6 100644
--- a/core/src/transaction_status_service.rs
+++ b/core/src/transaction_status_service.rs
@@ -5,7 +5,7 @@ use solana_runtime::{
     bank::{Bank, HashAgeKind},
     transaction_utils::OrderedIterator,
 };
-use solana_sdk::nonce;
+use solana_sdk::nonce_account;
 use solana_transaction_status::{InnerInstructions, TransactionStatusMeta};
 use std::{
     sync::{
@@ -78,7 +78,7 @@ impl TransactionStatusService {
             if Bank::can_commit(&status) && !transaction.signatures.is_empty() {
                 let fee_calculator = match hash_age_kind {
                     Some(HashAgeKind::DurableNonce(_, account)) => {
-                        nonce::utils::fee_calculator_of(&account)
+                        nonce_account::fee_calculator_of(&account)
                     }
                     _ => bank.get_fee_calculator(&transaction.message().recent_blockhash),
                 }
diff --git a/ledger/src/staking_utils.rs b/ledger/src/staking_utils.rs
index b2a90aa466..edfeefc8a8 100644
--- a/ledger/src/staking_utils.rs
+++ b/ledger/src/staking_utils.rs
@@ -104,15 +104,13 @@ pub(crate) mod tests {
         create_genesis_config, GenesisConfigInfo, BOOTSTRAP_VALIDATOR_LAMPORTS,
     };
     use solana_sdk::{
+        account::from_account,
         clock::Clock,
         instruction::Instruction,
         pubkey::Pubkey,
         signature::{Keypair, Signer},
         signers::Signers,
-        sysvar::{
-            stake_history::{self, StakeHistory},
-            Sysvar,
-        },
+        sysvar::stake_history::{self, StakeHistory},
         transaction::Transaction,
     };
     use solana_stake_program::{
@@ -244,7 +242,7 @@ pub(crate) mod tests {
         let mut result: Vec<_> = epoch_stakes_and_lockouts(&bank, next_leader_schedule_epoch);
         result.sort();
         let stake_history =
-            StakeHistory::from_account(&bank.get_account(&stake_history::id()).unwrap()).unwrap();
+            from_account::<StakeHistory>(&bank.get_account(&stake_history::id()).unwrap()).unwrap();
         let mut expected = vec![
             (leader_stake.stake(bank.epoch(), Some(&stake_history)), None),
             (other_stake.stake(bank.epoch(), Some(&stake_history)), None),
diff --git a/programs/bpf/benches/bpf_loader.rs b/programs/bpf/benches/bpf_loader.rs
index 826f3c8363..1c308b249b 100644
--- a/programs/bpf/benches/bpf_loader.rs
+++ b/programs/bpf/benches/bpf_loader.rs
@@ -211,7 +211,11 @@ fn bench_instruction_count_tuner(_bencher: &mut Bencher) {
 
     let mut measure = Measure::start("tune");
 
-    let accounts = [RefCell::new(Account::new(1, 10000001, &solana_sdk::pubkey::new_rand()))];
+    let accounts = [RefCell::new(Account::new(
+        1,
+        10000001,
+        &solana_sdk::pubkey::new_rand(),
+    ))];
     let keys = [solana_sdk::pubkey::new_rand()];
     let keyed_accounts: Vec<_> = keys
         .iter()
@@ -229,7 +233,8 @@ fn bench_instruction_count_tuner(_bencher: &mut Bencher) {
     )
     .unwrap();
 
-    let _ = vm.execute_program_metered(&mut serialized, &[], &[], instruction_meter.clone());    measure.stop();
+    let _ = vm.execute_program_metered(&mut serialized, &[], &[], instruction_meter.clone());
+    measure.stop();
     assert_eq!(
         0,
         instruction_meter.get_remaining(),
diff --git a/programs/stake/src/stake_instruction.rs b/programs/stake/src/stake_instruction.rs
index 6a6a9116f0..8175cb0692 100644
--- a/programs/stake/src/stake_instruction.rs
+++ b/programs/stake/src/stake_instruction.rs
@@ -524,9 +524,9 @@ mod tests {
     use super::*;
     use bincode::serialize;
     use solana_sdk::{
-        account::Account,
+        account::{self, Account},
         rent::Rent,
-        sysvar::{stake_history::StakeHistory, Sysvar},
+        sysvar::stake_history::StakeHistory,
     };
     use std::cell::RefCell;
 
@@ -540,15 +540,15 @@ mod tests {
             .iter()
             .map(|meta| {
                 RefCell::new(if sysvar::clock::check_id(&meta.pubkey) {
-                    sysvar::clock::Clock::default().create_account(1)
+                    account::create_account(&sysvar::clock::Clock::default(), 1)
                 } else if sysvar::rewards::check_id(&meta.pubkey) {
-                    sysvar::rewards::create_account(1, 0.0)
+                    account::create_account(&sysvar::rewards::Rewards::new(0.0), 1)
                 } else if sysvar::stake_history::check_id(&meta.pubkey) {
-                    sysvar::stake_history::create_account(1, &StakeHistory::default())
+                    account::create_account(&StakeHistory::default(), 1)
                 } else if config::check_id(&meta.pubkey) {
                     config::create_account(0, &config::Config::default())
                 } else if sysvar::rent::check_id(&meta.pubkey) {
-                    sysvar::rent::create_account(1, &Rent::default())
+                    account::create_account(&Rent::default(), 1)
                 } else {
                     Account::default()
                 })
@@ -709,7 +709,7 @@ mod tests {
                     KeyedAccount::new(
                         &sysvar::rent::id(),
                         false,
-                        &RefCell::new(sysvar::rent::create_account(0, &Rent::default()))
+                        &RefCell::new(account::create_account(&Rent::default(), 0))
                     )
                 ],
                 &serialize(&StakeInstruction::Initialize(
@@ -759,14 +759,15 @@ mod tests {
                     KeyedAccount::new(
                         &sysvar::clock::id(),
                         false,
-                        &RefCell::new(sysvar::clock::Clock::default().create_account(1))
+                        &RefCell::new(account::create_account(&sysvar::clock::Clock::default(), 1))
                     ),
                     KeyedAccount::new(
                         &sysvar::stake_history::id(),
                         false,
-                        &RefCell::new(
-                            sysvar::stake_history::StakeHistory::default().create_account(1)
-                        )
+                        &RefCell::new(account::create_account(
+                            &sysvar::stake_history::StakeHistory::default(),
+                            1
+                        ))
                     ),
                     KeyedAccount::new(
                         &config::id(),
@@ -789,15 +790,15 @@ mod tests {
                     KeyedAccount::new(
                         &sysvar::rewards::id(),
                         false,
-                        &RefCell::new(sysvar::rewards::create_account(1, 0.0))
+                        &RefCell::new(account::create_account(
+                            &sysvar::rewards::Rewards::new(0.0),
+                            1
+                        ))
                     ),
                     KeyedAccount::new(
                         &sysvar::stake_history::id(),
                         false,
-                        &RefCell::new(sysvar::stake_history::create_account(
-                            1,
-                            &StakeHistory::default()
-                        ))
+                        &RefCell::new(account::create_account(&StakeHistory::default(), 1,))
                     ),
                 ],
                 &serialize(&StakeInstruction::Withdraw(42)).unwrap(),
@@ -828,7 +829,10 @@ mod tests {
                     KeyedAccount::new(
                         &sysvar::rewards::id(),
                         false,
-                        &RefCell::new(sysvar::rewards::create_account(1, 0.0))
+                        &RefCell::new(account::create_account(
+                            &sysvar::rewards::Rewards::new(0.0),
+                            1
+                        ))
                     ),
                 ],
                 &serialize(&StakeInstruction::Deactivate).unwrap(),
diff --git a/programs/vote/src/vote_instruction.rs b/programs/vote/src/vote_instruction.rs
index 40a902d4e4..52ff66ae43 100644
--- a/programs/vote/src/vote_instruction.rs
+++ b/programs/vote/src/vote_instruction.rs
@@ -331,7 +331,10 @@ pub fn process_instruction(
 #[cfg(test)]
 mod tests {
     use super::*;
-    use solana_sdk::{account::Account, rent::Rent, sysvar::Sysvar};
+    use solana_sdk::{
+        account::{self, Account},
+        rent::Rent,
+    };
     use std::cell::RefCell;
 
     // these are for 100% coverage in this file
@@ -350,11 +353,11 @@ mod tests {
             .iter()
             .map(|meta| {
                 RefCell::new(if sysvar::clock::check_id(&meta.pubkey) {
-                    Clock::default().create_account(1)
+                    account::create_account(&Clock::default(), 1)
                 } else if sysvar::slot_hashes::check_id(&meta.pubkey) {
-                    SlotHashes::default().create_account(1)
+                    account::create_account(&SlotHashes::default(), 1)
                 } else if sysvar::rent::check_id(&meta.pubkey) {
-                    Rent::free().create_account(1)
+                    account::create_account(&Rent::free(), 1)
                 } else {
                     Account::default()
                 })
diff --git a/ramp-tps/src/stake.rs b/ramp-tps/src/stake.rs
index 8218524ed9..e4ddc0dac9 100644
--- a/ramp-tps/src/stake.rs
+++ b/ramp-tps/src/stake.rs
@@ -2,14 +2,12 @@ use crate::utils;
 use log::*;
 use solana_client::rpc_client::RpcClient;
 use solana_sdk::{
+    account::from_account,
     clock::Epoch,
     epoch_info::EpochInfo,
     genesis_config::GenesisConfig,
     stake_history::StakeHistoryEntry,
-    sysvar::{
-        stake_history::{self, StakeHistory},
-        Sysvar,
-    },
+    sysvar::stake_history::{self, StakeHistory},
 };
 use solana_stake_program::config::Config as StakeConfig;
 use std::{thread::sleep, time::Duration};
@@ -54,7 +52,7 @@ fn calculate_stake_warmup(mut stake_entry: StakeHistoryEntry, stake_config: &Sta
 
 fn stake_history_entry(epoch: Epoch, rpc_client: &RpcClient) -> Option<StakeHistoryEntry> {
     let stake_history_account = rpc_client.get_account(&stake_history::id()).ok()?;
-    let stake_history = StakeHistory::from_account(&stake_history_account)?;
+    let stake_history = from_account::<StakeHistory>(&stake_history_account)?;
     stake_history.get(&epoch).cloned()
 }
 
diff --git a/runtime/src/accounts.rs b/runtime/src/accounts.rs
index b0ca1797ba..89b651e137 100644
--- a/runtime/src/accounts.rs
+++ b/runtime/src/accounts.rs
@@ -22,7 +22,7 @@ use solana_sdk::{
     genesis_config::ClusterType,
     hash::Hash,
     message::Message,
-    native_loader, nonce,
+    native_loader, nonce, nonce_account,
     pubkey::Pubkey,
     transaction::Result,
     transaction::{Transaction, TransactionError},
@@ -318,7 +318,7 @@ impl Accounts {
                 ((_, tx), (Ok(()), hash_age_kind)) => {
                     let fee_calculator = match hash_age_kind.as_ref() {
                         Some(HashAgeKind::DurableNonce(_, account)) => {
-                            nonce::utils::fee_calculator_of(account)
+                            nonce_account::fee_calculator_of(account)
                         }
                         _ => hash_queue
                             .get_fee_calculator(&tx.message().recent_blockhash)
diff --git a/runtime/src/accounts_db.rs b/runtime/src/accounts_db.rs
index 7bb92a1100..3f1a6a18a3 100644
--- a/runtime/src/accounts_db.rs
+++ b/runtime/src/accounts_db.rs
@@ -5117,9 +5117,10 @@ pub mod tests {
 
     #[test]
     fn test_account_balance_for_capitalization_sysvar() {
-        use solana_sdk::sysvar::Sysvar;
-
-        let normal_sysvar = solana_sdk::slot_history::SlotHistory::default().create_account(1);
+        let normal_sysvar = solana_sdk::account::create_account(
+            &solana_sdk::slot_history::SlotHistory::default(),
+            1,
+        );
         assert_eq!(
             AccountsDB::account_balance_for_capitalization(
                 normal_sysvar.lamports,
diff --git a/runtime/src/bank.rs b/runtime/src/bank.rs
index 9e46fff7b6..6674774b53 100644
--- a/runtime/src/bank.rs
+++ b/runtime/src/bank.rs
@@ -36,7 +36,7 @@ use solana_metrics::{
     datapoint_debug, inc_new_counter_debug, inc_new_counter_error, inc_new_counter_info,
 };
 use solana_sdk::{
-    account::Account,
+    account::{create_account, from_account, Account},
     clock::{
         Epoch, Slot, SlotCount, SlotIndex, UnixTimestamp, DEFAULT_TICKS_PER_SECOND,
         MAX_PROCESSING_AGE, MAX_RECENT_BLOCKHASHES, MAX_TRANSACTION_FORWARDING_DELAY,
@@ -54,16 +54,17 @@ use solana_sdk::{
     message::Message,
     native_loader,
     native_token::sol_to_lamports,
-    nonce,
+    nonce, nonce_account,
     program_utils::limited_deserialize,
     pubkey::Pubkey,
+    recent_blockhashes_account,
     sanitize::Sanitize,
     signature::{Keypair, Signature},
     slot_hashes::SlotHashes,
     slot_history::SlotHistory,
     stake_weighted_timestamp::{calculate_stake_weighted_timestamp, TIMESTAMP_SLOT_RANGE},
     system_transaction,
-    sysvar::{self, Sysvar},
+    sysvar::{self},
     timing::years_as_slots,
     transaction::{self, Result, Transaction, TransactionError},
 };
@@ -1086,10 +1087,8 @@ impl Bank {
     }
 
     pub fn clock(&self) -> sysvar::clock::Clock {
-        sysvar::clock::Clock::from_account(
-            &self.get_account(&sysvar::clock::id()).unwrap_or_default(),
-        )
-        .unwrap_or_default()
+        from_account(&self.get_account(&sysvar::clock::id()).unwrap_or_default())
+            .unwrap_or_default()
     }
 
     fn update_clock(&self) {
@@ -1117,7 +1116,7 @@ impl Bank {
             unix_timestamp,
         };
         self.update_sysvar_account(&sysvar::clock::id(), |account| {
-            clock.create_account(self.inherit_sysvar_account_balance(account))
+            create_account(&clock, self.inherit_sysvar_account_balance(account))
         });
     }
 
@@ -1125,10 +1124,10 @@ impl Bank {
         self.update_sysvar_account(&sysvar::slot_history::id(), |account| {
             let mut slot_history = account
                 .as_ref()
-                .map(|account| SlotHistory::from_account(&account).unwrap())
+                .map(|account| from_account::<SlotHistory>(&account).unwrap())
                 .unwrap_or_default();
             slot_history.add(self.slot());
-            slot_history.create_account(self.inherit_sysvar_account_balance(account))
+            create_account(&slot_history, self.inherit_sysvar_account_balance(account))
         });
     }
 
@@ -1136,15 +1135,15 @@ impl Bank {
         self.update_sysvar_account(&sysvar::slot_hashes::id(), |account| {
             let mut slot_hashes = account
                 .as_ref()
-                .map(|account| SlotHashes::from_account(&account).unwrap())
+                .map(|account| from_account::<SlotHashes>(&account).unwrap())
                 .unwrap_or_default();
             slot_hashes.add(self.parent_slot, self.parent_hash);
-            slot_hashes.create_account(self.inherit_sysvar_account_balance(account))
+            create_account(&slot_hashes, self.inherit_sysvar_account_balance(account))
         });
     }
 
     pub fn get_slot_history(&self) -> SlotHistory {
-        SlotHistory::from_account(&self.get_account(&sysvar::slot_history::id()).unwrap()).unwrap()
+        from_account(&self.get_account(&sysvar::slot_history::id()).unwrap()).unwrap()
     }
 
     fn update_epoch_stakes(&mut self, leader_schedule_epoch: Epoch) {
@@ -1179,27 +1178,27 @@ impl Bank {
 
     fn update_fees(&self) {
         self.update_sysvar_account(&sysvar::fees::id(), |account| {
-            sysvar::fees::create_account(
+            create_account(
+                &sysvar::fees::Fees::new(&self.fee_calculator),
                 self.inherit_sysvar_account_balance(account),
-                &self.fee_calculator,
             )
         });
     }
 
     fn update_rent(&self) {
         self.update_sysvar_account(&sysvar::rent::id(), |account| {
-            sysvar::rent::create_account(
-                self.inherit_sysvar_account_balance(account),
+            create_account(
                 &self.rent_collector.rent,
+                self.inherit_sysvar_account_balance(account),
             )
         });
     }
 
     fn update_epoch_schedule(&self) {
         self.update_sysvar_account(&sysvar::epoch_schedule::id(), |account| {
-            sysvar::epoch_schedule::create_account(
-                self.inherit_sysvar_account_balance(account),
+            create_account(
                 &self.epoch_schedule,
+                self.inherit_sysvar_account_balance(account),
             )
         });
     }
@@ -1210,9 +1209,9 @@ impl Bank {
         }
         // if I'm the first Bank in an epoch, ensure stake_history is updated
         self.update_sysvar_account(&sysvar::stake_history::id(), |account| {
-            sysvar::stake_history::create_account(
+            create_account::<sysvar::stake_history::StakeHistory>(
+                &self.stakes.read().unwrap().history(),
                 self.inherit_sysvar_account_balance(account),
-                self.stakes.read().unwrap().history(),
             )
         });
     }
@@ -1259,9 +1258,9 @@ impl Bank {
         {
             // this sysvar can be retired once `pico_inflation` is enabled on all clusters
             self.update_sysvar_account(&sysvar::rewards::id(), |account| {
-                sysvar::rewards::create_account(
+                create_account(
+                    &sysvar::rewards::Rewards::new(validator_point_value),
                     self.inherit_sysvar_account_balance(account),
-                    validator_point_value,
                 )
             });
         }
@@ -1434,7 +1433,7 @@ impl Bank {
     fn update_recent_blockhashes_locked(&self, locked_blockhash_queue: &BlockhashQueue) {
         self.update_sysvar_account(&sysvar::recent_blockhashes::id(), |account| {
             let recent_blockhash_iter = locked_blockhash_queue.get_recent_blockhashes();
-            sysvar::recent_blockhashes::create_account_with_data(
+            recent_blockhashes_account::create_account_with_data(
                 self.inherit_sysvar_account_balance(account),
                 recent_blockhash_iter,
             )
@@ -2063,7 +2062,7 @@ impl Bank {
                     .map(|acc| (*nonce_pubkey, acc))
             })
             .filter(|(_pubkey, nonce_account)| {
-                nonce::utils::verify_nonce_account(nonce_account, &tx.message().recent_blockhash)
+                nonce_account::verify_nonce_account(nonce_account, &tx.message().recent_blockhash)
             })
     }
 
@@ -2520,7 +2519,7 @@ impl Bank {
             .map(|((_, tx), (res, hash_age_kind))| {
                 let (fee_calculator, is_durable_nonce) = match hash_age_kind {
                     Some(HashAgeKind::DurableNonce(_, account)) => {
-                        (nonce::utils::fee_calculator_of(account), true)
+                        (nonce_account::fee_calculator_of(account), true)
                     }
                     _ => (
                         hash_queue
@@ -4216,7 +4215,7 @@ mod tests {
         );
 
         let rent_account = bank.get_account(&sysvar::rent::id()).unwrap();
-        let rent = sysvar::rent::Rent::from_account(&rent_account).unwrap();
+        let rent = from_account::<sysvar::rent::Rent>(&rent_account).unwrap();
 
         assert_eq!(rent.burn_percent, 5);
         assert_eq!(rent.exemption_threshold, 1.2);
@@ -5905,7 +5904,7 @@ mod tests {
 
         let rewards = bank1
             .get_account(&sysvar::rewards::id())
-            .map(|account| Rewards::from_account(&account).unwrap())
+            .map(|account| from_account::<Rewards>(&account).unwrap())
             .unwrap();
 
         // verify the stake and vote accounts are the right size
@@ -7188,56 +7187,63 @@ mod tests {
         let bank1 = Arc::new(Bank::new(&genesis_config));
         bank1.update_sysvar_account(&dummy_clock_id, |optional_account| {
             assert!(optional_account.is_none());
-            Clock {
-                slot: expected_previous_slot,
-                ..Clock::default()
-            }
-            .create_account(1)
+
+            create_account(
+                &Clock {
+                    slot: expected_previous_slot,
+                    ..Clock::default()
+                },
+                1,
+            )
         });
         let current_account = bank1.get_account(&dummy_clock_id).unwrap();
         assert_eq!(
             expected_previous_slot,
-            Clock::from_account(&current_account).unwrap().slot
+            from_account::<Clock>(&current_account).unwrap().slot
         );
 
         // Updating should increment the clock's slot
         let bank2 = Arc::new(Bank::new_from_parent(&bank1, &Pubkey::default(), 1));
         bank2.update_sysvar_account(&dummy_clock_id, |optional_account| {
-            let slot = Clock::from_account(optional_account.as_ref().unwrap())
+            let slot = from_account::<Clock>(optional_account.as_ref().unwrap())
                 .unwrap()
                 .slot
                 + 1;
 
-            Clock {
-                slot,
-                ..Clock::default()
-            }
-            .create_account(1)
+            create_account(
+                &Clock {
+                    slot,
+                    ..Clock::default()
+                },
+                1,
+            )
         });
         let current_account = bank2.get_account(&dummy_clock_id).unwrap();
         assert_eq!(
             expected_next_slot,
-            Clock::from_account(&current_account).unwrap().slot
+            from_account::<Clock>(&current_account).unwrap().slot
         );
 
         // Updating again should give bank1's sysvar to the closure not bank2's.
         // Thus, assert with same expected_next_slot as previously
         bank2.update_sysvar_account(&dummy_clock_id, |optional_account| {
-            let slot = Clock::from_account(optional_account.as_ref().unwrap())
+            let slot = from_account::<Clock>(optional_account.as_ref().unwrap())
                 .unwrap()
                 .slot
                 + 1;
 
-            Clock {
-                slot,
-                ..Clock::default()
-            }
-            .create_account(1)
+            create_account(
+                &Clock {
+                    slot,
+                    ..Clock::default()
+                },
+                1,
+            )
         });
         let current_account = bank2.get_account(&dummy_clock_id).unwrap();
         assert_eq!(
             expected_next_slot,
-            Clock::from_account(&current_account).unwrap().slot
+            from_account::<Clock>(&current_account).unwrap().slot
         );
     }
 
@@ -7584,7 +7590,7 @@ mod tests {
         let bank = Arc::new(Bank::new(&genesis_config));
 
         let fees_account = bank.get_account(&sysvar::fees::id()).unwrap();
-        let fees = Fees::from_account(&fees_account).unwrap();
+        let fees = from_account::<Fees>(&fees_account).unwrap();
         assert_eq!(
             bank.fee_calculator.lamports_per_signature,
             fees.fee_calculator.lamports_per_signature
@@ -7865,7 +7871,8 @@ mod tests {
         for i in 1..5 {
             let bhq_account = bank.get_account(&sysvar::recent_blockhashes::id()).unwrap();
             let recent_blockhashes =
-                sysvar::recent_blockhashes::RecentBlockhashes::from_account(&bhq_account).unwrap();
+                from_account::<sysvar::recent_blockhashes::RecentBlockhashes>(&bhq_account)
+                    .unwrap();
             // Check length
             assert_eq!(recent_blockhashes.len(), i);
             let most_recent_hash = recent_blockhashes.iter().next().unwrap().blockhash;
@@ -7884,7 +7891,7 @@ mod tests {
 
         let bhq_account = bank.get_account(&sysvar::recent_blockhashes::id()).unwrap();
         let recent_blockhashes =
-            sysvar::recent_blockhashes::RecentBlockhashes::from_account(&bhq_account).unwrap();
+            from_account::<sysvar::recent_blockhashes::RecentBlockhashes>(&bhq_account).unwrap();
 
         let sysvar_recent_blockhash = recent_blockhashes[0].blockhash;
         let bank_last_blockhash = bank.last_blockhash();
@@ -9735,7 +9742,7 @@ mod tests {
         // Bank::new_from_parent should not adjust timestamp before feature activation
         let mut bank = new_from_parent(&Arc::new(bank));
         let clock =
-            sysvar::clock::Clock::from_account(&bank.get_account(&sysvar::clock::id()).unwrap())
+            from_account::<sysvar::clock::Clock>(&bank.get_account(&sysvar::clock::id()).unwrap())
                 .unwrap();
         assert_eq!(clock.unix_timestamp, bank.unix_timestamp_from_genesis());
 
@@ -9752,7 +9759,7 @@ mod tests {
         // Now Bank::new_from_parent should adjust timestamp
         let bank = Arc::new(new_from_parent(&Arc::new(bank)));
         let clock =
-            sysvar::clock::Clock::from_account(&bank.get_account(&sysvar::clock::id()).unwrap())
+            from_account::<sysvar::clock::Clock>(&bank.get_account(&sysvar::clock::id()).unwrap())
                 .unwrap();
         assert_eq!(
             clock.unix_timestamp,
diff --git a/runtime/src/serde_snapshot/tests.rs b/runtime/src/serde_snapshot/tests.rs
index 7abe26f778..9b623bbf3b 100644
--- a/runtime/src/serde_snapshot/tests.rs
+++ b/runtime/src/serde_snapshot/tests.rs
@@ -262,7 +262,7 @@ mod test_bank_serialize {
 
     // These some what long test harness is required to freeze the ABI of
     // Bank's serialization due to versioned nature
-    #[frozen_abi(digest = "7f8quGr9ia7Dg5o339uKrPd4bLesNVdPuKMLpGQ9c3SR")]
+    #[frozen_abi(digest = "Giao4XJq9QgW78sqmT3nRMvENt4BgHXdzphCDGFPbXqW")]
     #[derive(Serialize, AbiExample)]
     pub struct BankAbiTestWrapperFuture {
         #[serde(serialize_with = "wrapper_future")]
diff --git a/runtime/src/system_instruction_processor.rs b/runtime/src/system_instruction_processor.rs
index 1b6fa20c60..d8e3d0708d 100644
--- a/runtime/src/system_instruction_processor.rs
+++ b/runtime/src/system_instruction_processor.rs
@@ -356,14 +356,14 @@ mod tests {
     use crate::{bank::Bank, bank_client::BankClient};
     use bincode::serialize;
     use solana_sdk::{
-        account::Account,
+        account::{self, Account},
         client::SyncClient,
         fee_calculator::FeeCalculator,
         genesis_config::create_genesis_config,
         hash::{hash, Hash},
         instruction::{AccountMeta, Instruction, InstructionError},
         message::Message,
-        nonce,
+        nonce, nonce_account, recent_blockhashes_account,
         signature::{Keypair, Signer},
         system_instruction, system_program, sysvar,
         sysvar::recent_blockhashes::IterItem,
@@ -385,7 +385,7 @@ mod tests {
         RefCell::new(Account::default())
     }
     fn create_default_recent_blockhashes_account() -> RefCell<Account> {
-        RefCell::new(sysvar::recent_blockhashes::create_account_with_data(
+        RefCell::new(recent_blockhashes_account::create_account_with_data(
             1,
             vec![
                 IterItem(0u64, &Hash::default(), &FeeCalculator::default());
@@ -395,7 +395,7 @@ mod tests {
         ))
     }
     fn create_default_rent_account() -> RefCell<Account> {
-        RefCell::new(sysvar::rent::create_account(1, &Rent::free()))
+        RefCell::new(account::create_account(&Rent::free(), 1))
     }
 
     #[test]
@@ -1180,7 +1180,7 @@ mod tests {
                 RefCell::new(if sysvar::recent_blockhashes::check_id(&meta.pubkey) {
                     create_default_recent_blockhashes_account().into_inner()
                 } else if sysvar::rent::check_id(&meta.pubkey) {
-                    sysvar::rent::create_account(1, &Rent::free())
+                    account::create_account(&Rent::free(), 1)
                 } else {
                     Account::default()
                 })
@@ -1258,7 +1258,7 @@ mod tests {
 
     #[test]
     fn test_process_nonce_ix_ok() {
-        let nonce_acc = nonce::create_account(1_000_000);
+        let nonce_acc = nonce_account::create_account(1_000_000);
         super::process_instruction(
             &Pubkey::default(),
             &[
@@ -1273,8 +1273,8 @@ mod tests {
             &serialize(&SystemInstruction::InitializeNonceAccount(Pubkey::default())).unwrap(),
         )
         .unwrap();
-        let new_recent_blockhashes_account =
-            RefCell::new(sysvar::recent_blockhashes::create_account_with_data(
+        let new_recent_blockhashes_account = RefCell::new(
+            solana_sdk::recent_blockhashes_account::create_account_with_data(
                 1,
                 vec![
                     IterItem(
@@ -1285,7 +1285,8 @@ mod tests {
                     sysvar::recent_blockhashes::MAX_ENTRIES
                 ]
                 .into_iter(),
-            ));
+            ),
+        );
         assert_eq!(
             super::process_instruction(
                 &Pubkey::default(),
@@ -1370,7 +1371,11 @@ mod tests {
             super::process_instruction(
                 &Pubkey::default(),
                 &[
-                    KeyedAccount::new(&Pubkey::default(), true, &nonce::create_account(1_000_000),),
+                    KeyedAccount::new(
+                        &Pubkey::default(),
+                        true,
+                        &nonce_account::create_account(1_000_000),
+                    ),
                     KeyedAccount::new(&Pubkey::default(), true, &create_default_account()),
                     KeyedAccount::new(
                         &sysvar::recent_blockhashes::id(),
@@ -1391,7 +1396,11 @@ mod tests {
             super::process_instruction(
                 &Pubkey::default(),
                 &[
-                    KeyedAccount::new(&Pubkey::default(), true, &nonce::create_account(1_000_000),),
+                    KeyedAccount::new(
+                        &Pubkey::default(),
+                        true,
+                        &nonce_account::create_account(1_000_000),
+                    ),
                     KeyedAccount::new(&Pubkey::default(), true, &create_default_account()),
                     KeyedAccount::new(
                         &sysvar::recent_blockhashes::id(),
@@ -1426,7 +1435,7 @@ mod tests {
                 &[KeyedAccount::new(
                     &Pubkey::default(),
                     true,
-                    &nonce::create_account(1_000_000),
+                    &nonce_account::create_account(1_000_000),
                 ),],
                 &serialize(&SystemInstruction::InitializeNonceAccount(Pubkey::default())).unwrap(),
             ),
@@ -1440,7 +1449,11 @@ mod tests {
             super::process_instruction(
                 &Pubkey::default(),
                 &[
-                    KeyedAccount::new(&Pubkey::default(), true, &nonce::create_account(1_000_000),),
+                    KeyedAccount::new(
+                        &Pubkey::default(),
+                        true,
+                        &nonce_account::create_account(1_000_000),
+                    ),
                     KeyedAccount::new(
                         &sysvar::recent_blockhashes::id(),
                         false,
@@ -1459,7 +1472,11 @@ mod tests {
             super::process_instruction(
                 &Pubkey::default(),
                 &[
-                    KeyedAccount::new(&Pubkey::default(), true, &nonce::create_account(1_000_000),),
+                    KeyedAccount::new(
+                        &Pubkey::default(),
+                        true,
+                        &nonce_account::create_account(1_000_000),
+                    ),
                     KeyedAccount::new(
                         &sysvar::recent_blockhashes::id(),
                         false,
@@ -1479,7 +1496,11 @@ mod tests {
             super::process_instruction(
                 &Pubkey::default(),
                 &[
-                    KeyedAccount::new(&Pubkey::default(), true, &nonce::create_account(1_000_000),),
+                    KeyedAccount::new(
+                        &Pubkey::default(),
+                        true,
+                        &nonce_account::create_account(1_000_000),
+                    ),
                     KeyedAccount::new(
                         &sysvar::recent_blockhashes::id(),
                         false,
@@ -1495,7 +1516,7 @@ mod tests {
 
     #[test]
     fn test_process_authorize_ix_ok() {
-        let nonce_acc = nonce::create_account(1_000_000);
+        let nonce_acc = nonce_account::create_account(1_000_000);
         super::process_instruction(
             &Pubkey::default(),
             &[
@@ -1560,7 +1581,7 @@ mod tests {
     #[test]
     fn test_get_system_account_kind_uninitialized_nonce_account_fail() {
         assert_eq!(
-            get_system_account_kind(&nonce::create_account(42).borrow()),
+            get_system_account_kind(&nonce_account::create_account(42).borrow()),
             None
         );
     }
diff --git a/runtime/tests/stake.rs b/runtime/tests/stake.rs
index 55b0bd65ec..5981a9ca59 100644
--- a/runtime/tests/stake.rs
+++ b/runtime/tests/stake.rs
@@ -4,13 +4,14 @@ use solana_runtime::{
     genesis_utils::{create_genesis_config_with_leader, GenesisConfigInfo},
 };
 use solana_sdk::{
+    account::from_account,
     account_utils::StateMut,
     client::SyncClient,
     message::Message,
     pubkey::Pubkey,
     signature::{Keypair, Signer},
     system_instruction::SystemError,
-    sysvar::{self, stake_history::StakeHistory, Sysvar},
+    sysvar::{self, stake_history::StakeHistory},
     transaction::TransactionError,
 };
 use solana_stake_program::{
@@ -75,7 +76,7 @@ fn warmed_up(bank: &Bank, stake_pubkey: &Pubkey) -> bool {
         == stake.stake(
             bank.epoch(),
             Some(
-                &StakeHistory::from_account(
+                &from_account::<StakeHistory>(
                     &bank.get_account(&sysvar::stake_history::id()).unwrap(),
                 )
                 .unwrap(),
@@ -89,7 +90,7 @@ fn get_staked(bank: &Bank, stake_pubkey: &Pubkey) -> u64 {
         .stake(
             bank.epoch(),
             Some(
-                &StakeHistory::from_account(
+                &from_account::<StakeHistory>(
                     &bank.get_account(&sysvar::stake_history::id()).unwrap(),
                 )
                 .unwrap(),
diff --git a/sdk/benches/slot_hashes.rs b/sdk/benches/slot_hashes.rs
index 9affd45df7..0472c27bcf 100644
--- a/sdk/benches/slot_hashes.rs
+++ b/sdk/benches/slot_hashes.rs
@@ -2,9 +2,9 @@
 
 extern crate test;
 use solana_sdk::{
+    account::{create_account, from_account},
     hash::Hash,
     slot_hashes::{Slot, SlotHashes, MAX_ENTRIES},
-    sysvar::Sysvar,
 };
 use test::Bencher;
 
@@ -15,7 +15,7 @@ fn bench_to_from_account(b: &mut Bencher) {
         slot_hashes.add(i as Slot, Hash::default());
     }
     b.iter(|| {
-        let account = slot_hashes.create_account(0);
-        slot_hashes = SlotHashes::from_account(&account).unwrap();
+        let account = create_account(&slot_hashes, 0);
+        slot_hashes = from_account::<SlotHashes>(&account).unwrap();
     });
 }
diff --git a/sdk/benches/slot_history.rs b/sdk/benches/slot_history.rs
index 7c95f10ebc..2aedca3980 100644
--- a/sdk/benches/slot_history.rs
+++ b/sdk/benches/slot_history.rs
@@ -1,7 +1,10 @@
 #![feature(test)]
 
 extern crate test;
-use solana_sdk::{slot_history::SlotHistory, sysvar::Sysvar};
+use solana_sdk::{
+    account::{create_account, from_account},
+    slot_history::SlotHistory,
+};
 use test::Bencher;
 
 #[bench]
@@ -9,8 +12,8 @@ fn bench_to_from_account(b: &mut Bencher) {
     let mut slot_history = SlotHistory::default();
 
     b.iter(|| {
-        let account = slot_history.create_account(0);
-        slot_history = SlotHistory::from_account(&account).unwrap();
+        let account = create_account(&slot_history, 0);
+        slot_history = from_account::<SlotHistory>(&account).unwrap();
     });
 }
 
diff --git a/sdk/program/src/account_info.rs b/sdk/program/src/account_info.rs
index 958e30584c..a4ef2bc869 100644
--- a/sdk/program/src/account_info.rs
+++ b/sdk/program/src/account_info.rs
@@ -1,4 +1,4 @@
-use crate::{account::Account, clock::Epoch, program_error::ProgramError, pubkey::Pubkey};
+use crate::{clock::Epoch, program_error::ProgramError, pubkey::Pubkey};
 use std::{
     cell::{Ref, RefCell, RefMut},
     cmp, fmt,
@@ -148,76 +148,57 @@ impl<'a> AccountInfo<'a> {
     }
 }
 
-impl<'a> From<(&'a Pubkey, &'a mut Account)> for AccountInfo<'a> {
-    fn from((key, account): (&'a Pubkey, &'a mut Account)) -> Self {
-        Self::new(
-            key,
-            false,
-            false,
-            &mut account.lamports,
-            &mut account.data,
-            &account.owner,
-            account.executable,
-            account.rent_epoch,
+/// Constructs an `AccountInfo` from self, used in conversion implementations.
+pub trait IntoAccountInfo<'a> {
+    fn into_account_info(self) -> AccountInfo<'a>;
+}
+impl<'a, T: IntoAccountInfo<'a>> From<T> for AccountInfo<'a> {
+    fn from(src: T) -> Self {
+        src.into_account_info()
+    }
+}
+
+/// Provides information required to construct an `AccountInfo`, used in
+/// conversion implementations.
+pub trait Account {
+    fn get(&mut self) -> (&mut u64, &mut [u8], &Pubkey, bool, Epoch);
+}
+
+/// Convert (&'a Pubkey, &'a mut T) where T: Account into an `AccountInfo`
+impl<'a, T: Account> IntoAccountInfo<'a> for (&'a Pubkey, &'a mut T) {
+    fn into_account_info(self) -> AccountInfo<'a> {
+        let (key, account) = self;
+        let (lamports, data, owner, executable, rent_epoch) = account.get();
+        AccountInfo::new(
+            key, false, false, lamports, data, owner, executable, rent_epoch,
         )
     }
 }
 
-impl<'a> From<(&'a Pubkey, bool, &'a mut Account)> for AccountInfo<'a> {
-    fn from((key, is_signer, account): (&'a Pubkey, bool, &'a mut Account)) -> Self {
-        Self::new(
-            key,
-            is_signer,
-            false,
-            &mut account.lamports,
-            &mut account.data,
-            &account.owner,
-            account.executable,
-            account.rent_epoch,
+/// Convert (&'a Pubkey, bool, &'a mut T)  where T: Account into an
+/// `AccountInfo`.
+impl<'a, T: Account> IntoAccountInfo<'a> for (&'a Pubkey, bool, &'a mut T) {
+    fn into_account_info(self) -> AccountInfo<'a> {
+        let (key, is_signer, account) = self;
+        let (lamports, data, owner, executable, rent_epoch) = account.get();
+        AccountInfo::new(
+            key, is_signer, false, lamports, data, owner, executable, rent_epoch,
         )
     }
 }
 
-impl<'a> From<&'a mut (Pubkey, Account)> for AccountInfo<'a> {
-    fn from((key, account): &'a mut (Pubkey, Account)) -> Self {
-        Self::new(
-            key,
-            false,
-            false,
-            &mut account.lamports,
-            &mut account.data,
-            &account.owner,
-            account.executable,
-            account.rent_epoch,
+/// Convert &'a mut (Pubkey, T) where T: Account into an `AccountInfo`.
+impl<'a, T: Account> IntoAccountInfo<'a> for &'a mut (Pubkey, T) {
+    fn into_account_info(self) -> AccountInfo<'a> {
+        let (ref key, account) = self;
+        let (lamports, data, owner, executable, rent_epoch) = account.get();
+        AccountInfo::new(
+            key, false, false, lamports, data, owner, executable, rent_epoch,
         )
     }
 }
 
-pub fn create_account_infos(accounts: &mut [(Pubkey, Account)]) -> Vec<AccountInfo> {
-    accounts.iter_mut().map(Into::into).collect()
-}
-
-pub fn create_is_signer_account_infos<'a>(
-    accounts: &'a mut [(&'a Pubkey, bool, &'a mut Account)],
-) -> Vec<AccountInfo<'a>> {
-    accounts
-        .iter_mut()
-        .map(|(key, is_signer, account)| {
-            AccountInfo::new(
-                key,
-                *is_signer,
-                false,
-                &mut account.lamports,
-                &mut account.data,
-                &account.owner,
-                account.executable,
-                account.rent_epoch,
-            )
-        })
-        .collect()
-}
-
-/// Return the next AccountInfo or a NotEnoughAccountKeys error
+/// Return the next AccountInfo or a NotEnoughAccountKeys error.
 pub fn next_account_info<'a, 'b, I: Iterator<Item = &'a AccountInfo<'b>>>(
     iter: &mut I,
 ) -> Result<I::Item, ProgramError> {
diff --git a/sdk/program/src/lib.rs b/sdk/program/src/lib.rs
index ce1fc8d121..c31a019922 100644
--- a/sdk/program/src/lib.rs
+++ b/sdk/program/src/lib.rs
@@ -4,9 +4,7 @@
 // Allows macro expansion of `use ::solana_program::*` to work within this crate
 extern crate self as solana_program;
 
-pub mod account;
 pub mod account_info;
-pub mod account_utils;
 pub mod bpf_loader;
 pub mod bpf_loader_deprecated;
 pub mod clock;
diff --git a/sdk/program/src/nonce/mod.rs b/sdk/program/src/nonce/mod.rs
index db8e79aa81..5aa54121a0 100644
--- a/sdk/program/src/nonce/mod.rs
+++ b/sdk/program/src/nonce/mod.rs
@@ -1,18 +1,2 @@
 pub mod state;
-pub mod utils;
 pub use state::State;
-
-use crate::{account, nonce::state::Versions};
-use std::cell::RefCell;
-
-pub fn create_account(lamports: u64) -> RefCell<account::Account> {
-    RefCell::new(
-        account::Account::new_data_with_space(
-            lamports,
-            &Versions::new_current(State::Uninitialized),
-            State::size(),
-            &crate::system_program::id(),
-        )
-        .expect("nonce_account"),
-    )
-}
diff --git a/sdk/program/src/sysvar/epoch_schedule.rs b/sdk/program/src/sysvar/epoch_schedule.rs
index e785602f0e..77b27ec9ce 100644
--- a/sdk/program/src/sysvar/epoch_schedule.rs
+++ b/sdk/program/src/sysvar/epoch_schedule.rs
@@ -1,24 +1,8 @@
 //! This account contains the current cluster rent
 //!
 pub use crate::epoch_schedule::EpochSchedule;
-use crate::{account::Account, sysvar::Sysvar};
+use crate::sysvar::Sysvar;
 
 crate::declare_sysvar_id!("SysvarEpochSchedu1e111111111111111111111111", EpochSchedule);
 
 impl Sysvar for EpochSchedule {}
-
-pub fn create_account(lamports: u64, epoch_schedule: &EpochSchedule) -> Account {
-    epoch_schedule.create_account(lamports)
-}
-
-#[cfg(test)]
-mod tests {
-    use super::*;
-
-    #[test]
-    fn test_create_account() {
-        let account = create_account(42, &EpochSchedule::default());
-        let epoch_schedule = EpochSchedule::from_account(&account).unwrap();
-        assert_eq!(epoch_schedule, EpochSchedule::default());
-    }
-}
diff --git a/sdk/program/src/sysvar/fees.rs b/sdk/program/src/sysvar/fees.rs
index 1504d66858..3c09281e4b 100644
--- a/sdk/program/src/sysvar/fees.rs
+++ b/sdk/program/src/sysvar/fees.rs
@@ -1,6 +1,6 @@
 //! This account contains the current cluster fees
 //!
-use crate::{account::Account, fee_calculator::FeeCalculator, sysvar::Sysvar};
+use crate::{fee_calculator::FeeCalculator, sysvar::Sysvar};
 
 crate::declare_sysvar_id!("SysvarFees111111111111111111111111111111111", Fees);
 
@@ -9,25 +9,12 @@ crate::declare_sysvar_id!("SysvarFees111111111111111111111111111111111", Fees);
 pub struct Fees {
     pub fee_calculator: FeeCalculator,
 }
+impl Fees {
+    pub fn new(fee_calculator: &FeeCalculator) -> Self {
+        Self {
+            fee_calculator: fee_calculator.clone(),
+        }
+    }
+}
 
 impl Sysvar for Fees {}
-
-pub fn create_account(lamports: u64, fee_calculator: &FeeCalculator) -> Account {
-    Fees {
-        fee_calculator: fee_calculator.clone(),
-    }
-    .create_account(lamports)
-}
-
-#[cfg(test)]
-mod tests {
-    use super::*;
-
-    #[test]
-    fn test_fees_create_account() {
-        let lamports = 42;
-        let account = create_account(lamports, &FeeCalculator::default());
-        let fees = Fees::from_account(&account).unwrap();
-        assert_eq!(fees.fee_calculator, FeeCalculator::default());
-    }
-}
diff --git a/sdk/program/src/sysvar/mod.rs b/sdk/program/src/sysvar/mod.rs
index 39af3b2fc8..18735dd145 100644
--- a/sdk/program/src/sysvar/mod.rs
+++ b/sdk/program/src/sysvar/mod.rs
@@ -1,8 +1,6 @@
 //! named accounts for synthesized data accounts for bank state, etc.
 //!
-use crate::{
-    account::Account, account_info::AccountInfo, program_error::ProgramError, pubkey::Pubkey,
-};
+use crate::{account_info::AccountInfo, program_error::ProgramError, pubkey::Pubkey};
 
 pub mod clock;
 pub mod epoch_schedule;
@@ -63,12 +61,6 @@ pub trait Sysvar:
     fn size_of() -> usize {
         bincode::serialized_size(&Self::default()).unwrap() as usize
     }
-    fn from_account(account: &Account) -> Option<Self> {
-        bincode::deserialize(&account.data).ok()
-    }
-    fn to_account(&self, account: &mut Account) -> Option<()> {
-        bincode::serialize_into(&mut account.data[..], self).ok()
-    }
     fn from_account_info(account_info: &AccountInfo) -> Result<Self, ProgramError> {
         if !Self::check_id(account_info.unsigned_key()) {
             return Err(ProgramError::InvalidArgument);
@@ -78,12 +70,6 @@ pub trait Sysvar:
     fn to_account_info(&self, account_info: &mut AccountInfo) -> Option<()> {
         bincode::serialize_into(&mut account_info.data.borrow_mut()[..], self).ok()
     }
-    fn create_account(&self, lamports: u64) -> Account {
-        let data_len = Self::size_of().max(bincode::serialized_size(self).unwrap() as usize);
-        let mut account = Account::new(lamports, data_len, &id());
-        self.to_account(&mut account).unwrap();
-        account
-    }
 }
 
 #[cfg(test)]
diff --git a/sdk/program/src/sysvar/recent_blockhashes.rs b/sdk/program/src/sysvar/recent_blockhashes.rs
index f055eefb9a..974908f6dc 100644
--- a/sdk/program/src/sysvar/recent_blockhashes.rs
+++ b/sdk/program/src/sysvar/recent_blockhashes.rs
@@ -1,5 +1,4 @@
 use crate::{
-    account::Account,
     declare_sysvar_id,
     fee_calculator::FeeCalculator,
     hash::{hash, Hash},
@@ -88,6 +87,11 @@ impl<'a> FromIterator<IterItem<'a>> for RecentBlockhashes {
 pub struct IntoIterSorted<T> {
     inner: BinaryHeap<T>,
 }
+impl<T> IntoIterSorted<T> {
+    pub fn new(binary_heap: BinaryHeap<T>) -> Self {
+        Self { inner: binary_heap }
+    }
+}
 
 impl<T: Ord> Iterator for IntoIterSorted<T> {
     type Item = T;
@@ -118,30 +122,6 @@ impl Deref for RecentBlockhashes {
     }
 }
 
-pub fn create_account(lamports: u64) -> Account {
-    RecentBlockhashes::default().create_account(lamports)
-}
-
-pub fn update_account<'a, I>(account: &mut Account, recent_blockhash_iter: I) -> Option<()>
-where
-    I: IntoIterator<Item = IterItem<'a>>,
-{
-    let sorted = BinaryHeap::from_iter(recent_blockhash_iter);
-    let sorted_iter = IntoIterSorted { inner: sorted };
-    let recent_blockhash_iter = sorted_iter.take(MAX_ENTRIES);
-    let recent_blockhashes = RecentBlockhashes::from_iter(recent_blockhash_iter);
-    recent_blockhashes.to_account(account)
-}
-
-pub fn create_account_with_data<'a, I>(lamports: u64, recent_blockhash_iter: I) -> Account
-where
-    I: IntoIterator<Item = IterItem<'a>>,
-{
-    let mut account = create_account(lamports);
-    update_account(&mut account, recent_blockhash_iter).unwrap();
-    account
-}
-
 pub fn create_test_recent_blockhashes(start: usize) -> RecentBlockhashes {
     let blocks: Vec<_> = (start..start + MAX_ENTRIES)
         .map(|i| {
@@ -162,9 +142,7 @@ pub fn create_test_recent_blockhashes(start: usize) -> RecentBlockhashes {
 #[cfg(test)]
 mod tests {
     use super::*;
-    use crate::{clock::MAX_PROCESSING_AGE, hash::HASH_BYTES};
-    use rand::seq::SliceRandom;
-    use rand::thread_rng;
+    use crate::clock::MAX_PROCESSING_AGE;
 
     #[test]
     #[allow(clippy::assertions_on_constants)]
@@ -182,72 +160,4 @@ mod tests {
             RecentBlockhashes::size_of()
         );
     }
-
-    #[test]
-    fn test_create_account_empty() {
-        let account = create_account_with_data(42, vec![].into_iter());
-        let recent_blockhashes = RecentBlockhashes::from_account(&account).unwrap();
-        assert_eq!(recent_blockhashes, RecentBlockhashes::default());
-    }
-
-    #[test]
-    fn test_create_account_full() {
-        let def_hash = Hash::default();
-        let def_fees = FeeCalculator::default();
-        let account = create_account_with_data(
-            42,
-            vec![IterItem(0u64, &def_hash, &def_fees); MAX_ENTRIES].into_iter(),
-        );
-        let recent_blockhashes = RecentBlockhashes::from_account(&account).unwrap();
-        assert_eq!(recent_blockhashes.len(), MAX_ENTRIES);
-    }
-
-    #[test]
-    fn test_create_account_truncate() {
-        let def_hash = Hash::default();
-        let def_fees = FeeCalculator::default();
-        let account = create_account_with_data(
-            42,
-            vec![IterItem(0u64, &def_hash, &def_fees); MAX_ENTRIES + 1].into_iter(),
-        );
-        let recent_blockhashes = RecentBlockhashes::from_account(&account).unwrap();
-        assert_eq!(recent_blockhashes.len(), MAX_ENTRIES);
-    }
-
-    #[test]
-    fn test_create_account_unsorted() {
-        let def_fees = FeeCalculator::default();
-        let mut unsorted_blocks: Vec<_> = (0..MAX_ENTRIES)
-            .map(|i| {
-                (i as u64, {
-                    // create hash with visibly recognizable ordering
-                    let mut h = [0; HASH_BYTES];
-                    h[HASH_BYTES - 1] = i as u8;
-                    Hash::new(&h)
-                })
-            })
-            .collect();
-        unsorted_blocks.shuffle(&mut thread_rng());
-
-        let account = create_account_with_data(
-            42,
-            unsorted_blocks
-                .iter()
-                .map(|(i, hash)| IterItem(*i, hash, &def_fees)),
-        );
-        let recent_blockhashes = RecentBlockhashes::from_account(&account).unwrap();
-
-        let mut unsorted_recent_blockhashes: Vec<_> = unsorted_blocks
-            .iter()
-            .map(|(i, hash)| IterItem(*i, hash, &def_fees))
-            .collect();
-        unsorted_recent_blockhashes.sort();
-        unsorted_recent_blockhashes.reverse();
-        let expected_recent_blockhashes: Vec<_> = (unsorted_recent_blockhashes
-            .into_iter()
-            .map(|IterItem(_, b, f)| Entry::new(b, f)))
-        .collect();
-
-        assert_eq!(*recent_blockhashes, expected_recent_blockhashes);
-    }
 }
diff --git a/sdk/program/src/sysvar/rent.rs b/sdk/program/src/sysvar/rent.rs
index ac2028dfad..7ae3cd209f 100644
--- a/sdk/program/src/sysvar/rent.rs
+++ b/sdk/program/src/sysvar/rent.rs
@@ -2,25 +2,8 @@
 //!
 pub use crate::rent::Rent;
 
-use crate::{account::Account, sysvar::Sysvar};
+use crate::sysvar::Sysvar;
 
 crate::declare_sysvar_id!("SysvarRent111111111111111111111111111111111", Rent);
 
 impl Sysvar for Rent {}
-
-pub fn create_account(lamports: u64, rent: &Rent) -> Account {
-    rent.create_account(lamports)
-}
-
-#[cfg(test)]
-mod tests {
-    use super::*;
-
-    #[test]
-    fn test_rent_create_account() {
-        let lamports = 42;
-        let account = create_account(lamports, &Rent::default());
-        let rent = Rent::from_account(&account).unwrap();
-        assert_eq!(rent, Rent::default());
-    }
-}
diff --git a/sdk/program/src/sysvar/rewards.rs b/sdk/program/src/sysvar/rewards.rs
index b4add8d6b5..5aea49cefe 100644
--- a/sdk/program/src/sysvar/rewards.rs
+++ b/sdk/program/src/sysvar/rewards.rs
@@ -1,6 +1,6 @@
 //! DEPRECATED: This sysvar can be removed once the pico-inflation feature is enabled
 //!
-use crate::{account::Account, sysvar::Sysvar};
+use crate::sysvar::Sysvar;
 
 crate::declare_sysvar_id!("SysvarRewards111111111111111111111111111111", Rewards);
 
@@ -10,25 +10,13 @@ pub struct Rewards {
     pub validator_point_value: f64,
     pub unused: f64,
 }
+impl Rewards {
+    pub fn new(validator_point_value: f64) -> Self {
+        Self {
+            validator_point_value,
+            unused: 0.0,
+        }
+    }
+}
 
 impl Sysvar for Rewards {}
-
-pub fn create_account(lamports: u64, validator_point_value: f64) -> Account {
-    Rewards {
-        validator_point_value,
-        unused: 0.0,
-    }
-    .create_account(lamports)
-}
-
-#[cfg(test)]
-mod tests {
-    use super::*;
-
-    #[test]
-    fn test_create_account() {
-        let account = create_account(1, 0.0);
-        let rewards = Rewards::from_account(&account).unwrap();
-        assert_eq!(rewards, Rewards::default());
-    }
-}
diff --git a/sdk/program/src/sysvar/slot_hashes.rs b/sdk/program/src/sysvar/slot_hashes.rs
index 757d9f40f3..71865d04d8 100644
--- a/sdk/program/src/sysvar/slot_hashes.rs
+++ b/sdk/program/src/sysvar/slot_hashes.rs
@@ -33,13 +33,4 @@ mod tests {
             .unwrap() as usize
         );
     }
-
-    #[test]
-    fn test_create_account() {
-        let lamports = 42;
-        let account = SlotHashes::new(&[]).create_account(lamports);
-        assert_eq!(account.data.len(), SlotHashes::size_of());
-        let slot_hashes = SlotHashes::from_account(&account);
-        assert_eq!(slot_hashes, Some(SlotHashes::default()));
-    }
 }
diff --git a/sdk/program/src/sysvar/stake_history.rs b/sdk/program/src/sysvar/stake_history.rs
index 3731320b2f..8438f3f05d 100644
--- a/sdk/program/src/sysvar/stake_history.rs
+++ b/sdk/program/src/sysvar/stake_history.rs
@@ -4,7 +4,7 @@
 //!
 pub use crate::stake_history::StakeHistory;
 
-use crate::{account::Account, sysvar::Sysvar};
+use crate::sysvar::Sysvar;
 
 crate::declare_sysvar_id!("SysvarStakeHistory1111111111111111111111111", StakeHistory);
 
@@ -16,10 +16,6 @@ impl Sysvar for StakeHistory {
     }
 }
 
-pub fn create_account(lamports: u64, stake_history: &StakeHistory) -> Account {
-    stake_history.create_account(lamports)
-}
-
 #[cfg(test)]
 mod tests {
     use super::*;
@@ -46,14 +42,7 @@ mod tests {
 
     #[test]
     fn test_create_account() {
-        let lamports = 42;
-        let account = StakeHistory::default().create_account(lamports);
-        assert_eq!(account.data.len(), StakeHistory::size_of());
-
-        let stake_history = StakeHistory::from_account(&account);
-        assert_eq!(stake_history, Some(StakeHistory::default()));
-
-        let mut stake_history = stake_history.unwrap();
+        let mut stake_history = StakeHistory::default();
         for i in 0..MAX_ENTRIES as u64 + 1 {
             stake_history.add(
                 i,
@@ -73,10 +62,5 @@ mod tests {
                 ..StakeHistoryEntry::default()
             })
         );
-        // verify the account can hold a full instance
-        assert_eq!(
-            StakeHistory::from_account(&stake_history.create_account(lamports)),
-            Some(stake_history)
-        );
     }
 }
diff --git a/sdk/program/src/account.rs b/sdk/src/account.rs
similarity index 62%
rename from sdk/program/src/account.rs
rename to sdk/src/account.rs
index 2986c4e715..4ac4eedd1a 100644
--- a/sdk/program/src/account.rs
+++ b/sdk/src/account.rs
@@ -1,9 +1,10 @@
 use crate::{clock::Epoch, pubkey::Pubkey};
+use solana_program::{account_info::AccountInfo, sysvar::Sysvar};
 use std::{cell::RefCell, cmp, fmt, rc::Rc};
 
 /// An Account with data that is stored on chain
 #[repr(C)]
-#[frozen_abi(digest = "Upy4zg4EXZTnY371b4JPrGTh2kLcYpRno2K2pvjbN4e")]
+#[frozen_abi(digest = "727tKRcoDvPiAsXxfvfsUauvZ4tLSw2WSw4HQfRQJ9Xx")]
 #[derive(Serialize, Deserialize, PartialEq, Eq, Clone, Default, AbiExample)]
 #[serde(rename_all = "camelCase")]
 pub struct Account {
@@ -109,3 +110,61 @@ impl Account {
         bincode::serialize_into(&mut self.data[..], state)
     }
 }
+
+/// Create an `Account` from a `Sysvar`.
+pub fn create_account<S: Sysvar>(sysvar: &S, lamports: u64) -> Account {
+    let data_len = S::size_of().max(bincode::serialized_size(sysvar).unwrap() as usize);
+    let mut account = Account::new(lamports, data_len, &solana_program::sysvar::id());
+    to_account::<S>(sysvar, &mut account).unwrap();
+    account
+}
+
+/// Create a `Sysvar` from an `Account`'s data.
+pub fn from_account<S: Sysvar>(account: &Account) -> Option<S> {
+    bincode::deserialize(&account.data).ok()
+}
+
+/// Serialize a `Sysvar` into an `Account`'s data.
+pub fn to_account<S: Sysvar>(sysvar: &S, account: &mut Account) -> Option<()> {
+    bincode::serialize_into(&mut account.data[..], sysvar).ok()
+}
+
+/// Return the information required to construct an `AccountInfo`.  Used by the
+/// `AccountInfo` conversion implementations.
+impl solana_program::account_info::Account for Account {
+    fn get(&mut self) -> (&mut u64, &mut [u8], &Pubkey, bool, Epoch) {
+        (
+            &mut self.lamports,
+            &mut self.data,
+            &self.owner,
+            self.executable,
+            self.rent_epoch,
+        )
+    }
+}
+
+/// Create `AccountInfo`s
+pub fn create_account_infos(accounts: &mut [(Pubkey, Account)]) -> Vec<AccountInfo> {
+    accounts.iter_mut().map(Into::into).collect()
+}
+
+/// Create `AccountInfo`s
+pub fn create_is_signer_account_infos<'a>(
+    accounts: &'a mut [(&'a Pubkey, bool, &'a mut Account)],
+) -> Vec<AccountInfo<'a>> {
+    accounts
+        .iter_mut()
+        .map(|(key, is_signer, account)| {
+            AccountInfo::new(
+                key,
+                *is_signer,
+                false,
+                &mut account.lamports,
+                &mut account.data,
+                &account.owner,
+                account.executable,
+                account.rent_epoch,
+            )
+        })
+        .collect()
+}
diff --git a/sdk/program/src/account_utils.rs b/sdk/src/account_utils.rs
similarity index 100%
rename from sdk/program/src/account_utils.rs
rename to sdk/src/account_utils.rs
diff --git a/sdk/src/genesis_config.rs b/sdk/src/genesis_config.rs
index 40502a1508..17dbb66829 100644
--- a/sdk/src/genesis_config.rs
+++ b/sdk/src/genesis_config.rs
@@ -61,7 +61,7 @@ impl FromStr for ClusterType {
     }
 }
 
-#[frozen_abi(digest = "BAfWTFBwzed5FYCGAyMDq4HLsoZNTp8dZx2bqtYTCmGZ")]
+#[frozen_abi(digest = "VxfEg5DXq5czYouMdcCbqDzUE8jGi3iSDSjzrrWp5iG")]
 #[derive(Serialize, Deserialize, Debug, Clone, AbiExample)]
 pub struct GenesisConfig {
     /// when the network (bootstrap validator) was started relative to the UNIX Epoch
diff --git a/sdk/src/keyed_account.rs b/sdk/src/keyed_account.rs
index daa784841e..9712f4c076 100644
--- a/sdk/src/keyed_account.rs
+++ b/sdk/src/keyed_account.rs
@@ -1,11 +1,8 @@
-use solana_program::{
-    account::Account,
+use crate::{
+    account::{from_account, Account},
     account_utils::{State, StateMut},
-    clock::Epoch,
-    instruction::InstructionError,
-    pubkey::Pubkey,
-    sysvar::Sysvar,
 };
+use solana_program::{clock::Epoch, instruction::InstructionError, pubkey::Pubkey, sysvar::Sysvar};
 use std::{
     cell::{Ref, RefCell, RefMut},
     iter::FromIterator,
@@ -215,13 +212,16 @@ pub fn from_keyed_account<S: Sysvar>(
     if !S::check_id(keyed_account.unsigned_key()) {
         return Err(InstructionError::InvalidArgument);
     }
-    S::from_account(&*keyed_account.try_account_ref()?).ok_or(InstructionError::InvalidArgument)
+    from_account::<S>(&*keyed_account.try_account_ref()?).ok_or(InstructionError::InvalidArgument)
 }
 
 #[cfg(test)]
 mod tests {
     use super::*;
-    use crate::pubkey::Pubkey;
+    use crate::{
+        account::{create_account, to_account},
+        pubkey::Pubkey,
+    };
     use std::cell::RefCell;
 
     #[repr(C)]
@@ -243,13 +243,13 @@ mod tests {
         let key = crate::keyed_account::tests::id();
         let wrong_key = Pubkey::new_unique();
 
-        let account = test_sysvar.create_account(42);
-        let test_sysvar = TestSysvar::from_account(&account).unwrap();
+        let account = create_account(&test_sysvar, 42);
+        let test_sysvar = from_account::<TestSysvar>(&account).unwrap();
         assert_eq!(test_sysvar, TestSysvar::default());
 
         let mut account = Account::new(42, TestSysvar::size_of(), &key);
-        test_sysvar.to_account(&mut account).unwrap();
-        let test_sysvar = TestSysvar::from_account(&account).unwrap();
+        to_account(&test_sysvar, &mut account).unwrap();
+        let test_sysvar = from_account::<TestSysvar>(&account).unwrap();
         assert_eq!(test_sysvar, TestSysvar::default());
 
         let account = RefCell::new(account);
diff --git a/sdk/src/lib.rs b/sdk/src/lib.rs
index 9f89598d5d..438ea41565 100644
--- a/sdk/src/lib.rs
+++ b/sdk/src/lib.rs
@@ -6,6 +6,8 @@ extern crate self as solana_sdk;
 
 pub use solana_program::*;
 
+pub mod account;
+pub mod account_utils;
 pub mod builtins;
 pub mod client;
 pub mod commitment_config;
@@ -21,11 +23,13 @@ pub mod inflation;
 pub mod keyed_account;
 pub mod log;
 pub mod native_loader;
+pub mod nonce_account;
 pub mod nonce_keyed_account;
 pub mod packet;
 pub mod poh_config;
 pub mod program_utils;
 pub mod pubkey;
+pub mod recent_blockhashes_account;
 pub mod rpc_port;
 pub mod secp256k1;
 pub mod shred_version;
diff --git a/sdk/program/src/nonce/utils.rs b/sdk/src/nonce_account.rs
similarity index 66%
rename from sdk/program/src/nonce/utils.rs
rename to sdk/src/nonce_account.rs
index e2ac487a2a..0c533b9a6a 100644
--- a/sdk/program/src/nonce/utils.rs
+++ b/sdk/src/nonce_account.rs
@@ -5,6 +5,19 @@ use crate::{
     hash::Hash,
     nonce::{state::Versions, State},
 };
+use std::cell::RefCell;
+
+pub fn create_account(lamports: u64) -> RefCell<Account> {
+    RefCell::new(
+        Account::new_data_with_space(
+            lamports,
+            &Versions::new_current(State::Uninitialized),
+            State::size(),
+            &crate::system_program::id(),
+        )
+        .expect("nonce_account"),
+    )
+}
 
 pub fn verify_nonce_account(acc: &Account, hash: &Hash) -> bool {
     match StateMut::<Versions>::state(acc).map(|v| v.convert_to_current()) {
diff --git a/sdk/src/nonce_keyed_account.rs b/sdk/src/nonce_keyed_account.rs
index 2690b70917..e44feaecd9 100644
--- a/sdk/src/nonce_keyed_account.rs
+++ b/sdk/src/nonce_keyed_account.rs
@@ -1,6 +1,8 @@
-use crate::keyed_account::KeyedAccount;
+use crate::{
+    account_utils::State as AccountUtilsState, keyed_account::KeyedAccount,
+    nonce_account::create_account,
+};
 use solana_program::{
-    account_utils::State as AccountUtilsState,
     instruction::InstructionError,
     nonce::{self, state::Versions, State},
     pubkey::Pubkey,
@@ -162,7 +164,7 @@ where
     F: Fn(&KeyedAccount),
 {
     let pubkey = Pubkey::new_unique();
-    let account = solana_program::nonce::create_account(lamports);
+    let account = create_account(lamports);
     let keyed_account = KeyedAccount::new(&pubkey, signer, &account);
     f(&keyed_account)
 }
@@ -174,10 +176,11 @@ mod test {
         account_utils::State as AccountUtilsState,
         keyed_account::KeyedAccount,
         nonce::{self, State},
+        nonce_account::verify_nonce_account,
         system_instruction::NonceError,
         sysvar::recent_blockhashes::{create_test_recent_blockhashes, RecentBlockhashes},
     };
-    use solana_program::{hash::Hash, nonce::utils::verify_nonce_account};
+    use solana_program::hash::Hash;
     use std::iter::FromIterator;
 
     #[test]
diff --git a/sdk/src/recent_blockhashes_account.rs b/sdk/src/recent_blockhashes_account.rs
new file mode 100644
index 0000000000..b91f13773f
--- /dev/null
+++ b/sdk/src/recent_blockhashes_account.rs
@@ -0,0 +1,105 @@
+use crate::account::{create_account, to_account, Account};
+use solana_program::sysvar::recent_blockhashes::{
+    IntoIterSorted, IterItem, RecentBlockhashes, MAX_ENTRIES,
+};
+use std::{collections::BinaryHeap, iter::FromIterator};
+
+pub fn update_account<'a, I>(account: &mut Account, recent_blockhash_iter: I) -> Option<()>
+where
+    I: IntoIterator<Item = IterItem<'a>>,
+{
+    let sorted = BinaryHeap::from_iter(recent_blockhash_iter);
+    let sorted_iter = IntoIterSorted::new(sorted);
+    let recent_blockhash_iter = sorted_iter.take(MAX_ENTRIES);
+    let recent_blockhashes = RecentBlockhashes::from_iter(recent_blockhash_iter);
+    to_account(&recent_blockhashes, account)
+}
+
+pub fn create_account_with_data<'a, I>(lamports: u64, recent_blockhash_iter: I) -> Account
+where
+    I: IntoIterator<Item = IterItem<'a>>,
+{
+    let mut account = create_account::<RecentBlockhashes>(&RecentBlockhashes::default(), lamports);
+    update_account(&mut account, recent_blockhash_iter).unwrap();
+    account
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+    use crate::account::from_account;
+    use rand::{seq::SliceRandom, thread_rng};
+    use solana_program::{
+        fee_calculator::FeeCalculator,
+        hash::{Hash, HASH_BYTES},
+        sysvar::recent_blockhashes::Entry,
+    };
+
+    #[test]
+    fn test_create_account_empty() {
+        let account = create_account_with_data(42, vec![].into_iter());
+        let recent_blockhashes = from_account::<RecentBlockhashes>(&account).unwrap();
+        assert_eq!(recent_blockhashes, RecentBlockhashes::default());
+    }
+
+    #[test]
+    fn test_create_account_full() {
+        let def_hash = Hash::default();
+        let def_fees = FeeCalculator::default();
+        let account = create_account_with_data(
+            42,
+            vec![IterItem(0u64, &def_hash, &def_fees); MAX_ENTRIES].into_iter(),
+        );
+        let recent_blockhashes = from_account::<RecentBlockhashes>(&account).unwrap();
+        assert_eq!(recent_blockhashes.len(), MAX_ENTRIES);
+    }
+
+    #[test]
+    fn test_create_account_truncate() {
+        let def_hash = Hash::default();
+        let def_fees = FeeCalculator::default();
+        let account = create_account_with_data(
+            42,
+            vec![IterItem(0u64, &def_hash, &def_fees); MAX_ENTRIES + 1].into_iter(),
+        );
+        let recent_blockhashes = from_account::<RecentBlockhashes>(&account).unwrap();
+        assert_eq!(recent_blockhashes.len(), MAX_ENTRIES);
+    }
+
+    #[test]
+    fn test_create_account_unsorted() {
+        let def_fees = FeeCalculator::default();
+        let mut unsorted_blocks: Vec<_> = (0..MAX_ENTRIES)
+            .map(|i| {
+                (i as u64, {
+                    // create hash with visibly recognizable ordering
+                    let mut h = [0; HASH_BYTES];
+                    h[HASH_BYTES - 1] = i as u8;
+                    Hash::new(&h)
+                })
+            })
+            .collect();
+        unsorted_blocks.shuffle(&mut thread_rng());
+
+        let account = create_account_with_data(
+            42,
+            unsorted_blocks
+                .iter()
+                .map(|(i, hash)| IterItem(*i, hash, &def_fees)),
+        );
+        let recent_blockhashes = from_account::<RecentBlockhashes>(&account).unwrap();
+
+        let mut unsorted_recent_blockhashes: Vec<_> = unsorted_blocks
+            .iter()
+            .map(|(i, hash)| IterItem(*i, hash, &def_fees))
+            .collect();
+        unsorted_recent_blockhashes.sort();
+        unsorted_recent_blockhashes.reverse();
+        let expected_recent_blockhashes: Vec<_> = (unsorted_recent_blockhashes
+            .into_iter()
+            .map(|IterItem(_, b, f)| Entry::new(b, f)))
+        .collect();
+
+        assert_eq!(*recent_blockhashes, expected_recent_blockhashes);
+    }
+}