diff --git a/CHANGELOG.md b/CHANGELOG.md
index 3072e5367..c5b25f03e 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -71,6 +71,12 @@ and tx hash will be returned for specific Tendermint errors:
   * `CodeMempoolIsFull`
   * `CodeTxTooLarge`
 * [\#3872](https://github.com/cosmos/cosmos-sdk/issues/3872) Implement a RESTful endpoint and cli command to decode transactions.
+* (keys) [\#4754](https://github.com/cosmos/cosmos-sdk/pull/4754) Introduce new Keybase implementation that can
+leverage operating systems' built-in functionalities to securely store secrets. MacOS users may encounter
+the following [issue](https://github.com/keybase/go-keychain/issues/47) with the `go-keychain` library. If
+you encounter this issue, you must upgrade your xcode command line tools to version >= `10.2`. You can
+upgrade via: `sudo rm -rf /Library/Developer/CommandLineTools; xcode-select --install`. Verify the
+correct version via: `pkgutil --pkg-info=com.apple.pkg.CLTools_Executables`.
 
 ### Improvements
 
diff --git a/crypto/keys/keybase.go b/crypto/keys/keybase.go
index 79840f8b2..b00965778 100644
--- a/crypto/keys/keybase.go
+++ b/crypto/keys/keybase.go
@@ -1,26 +1,19 @@
 package keys
 
 import (
-	"bufio"
 	"fmt"
-	"os"
 	"reflect"
 	"strings"
 
 	"github.com/pkg/errors"
+	tmcrypto "github.com/tendermint/tendermint/crypto"
+	cryptoAmino "github.com/tendermint/tendermint/crypto/encoding/amino"
+	dbm "github.com/tendermint/tm-db"
 
-	"github.com/cosmos/cosmos-sdk/crypto"
 	"github.com/cosmos/cosmos-sdk/crypto/keys/hd"
 	"github.com/cosmos/cosmos-sdk/crypto/keys/keyerror"
 	"github.com/cosmos/cosmos-sdk/crypto/keys/mintkey"
 	"github.com/cosmos/cosmos-sdk/types"
-
-	bip39 "github.com/cosmos/go-bip39"
-
-	tmcrypto "github.com/tendermint/tendermint/crypto"
-	cryptoAmino "github.com/tendermint/tendermint/crypto/encoding/amino"
-	"github.com/tendermint/tendermint/crypto/secp256k1"
-	dbm "github.com/tendermint/tm-db"
 )
 
 var _ Keybase = dbKeybase{}
@@ -71,139 +64,98 @@ var (
 	ErrUnsupportedLanguage = errors.New("unsupported language: only english is supported")
 )
 
-// dbKeybase combines encryption and storage implementation to provide
-// a full-featured key manager
+// dbKeybase combines encryption and storage implementation to provide a
+// full-featured key manager.
+//
+// NOTE: dbKeybase will be deprecated in favor of keyringKeybase.
 type dbKeybase struct {
-	db dbm.DB
+	db   dbm.DB
+	base baseKeybase
 }
 
-// newDbKeybase creates a new keybase instance using the passed DB for reading and writing keys.
-func newDbKeybase(db dbm.DB) Keybase {
+// newDBKeybase creates a new dbKeybase instance using the provided DB for
+// reading and writing keys.
+func newDBKeybase(db dbm.DB) Keybase {
 	return dbKeybase{
-		db: db,
+		db:   db,
+		base: baseKeybase{},
 	}
 }
 
 // NewInMemory creates a transient keybase on top of in-memory storage
 // instance useful for testing purposes and on-the-fly key generation.
-func NewInMemory() Keybase { return dbKeybase{dbm.NewMemDB()} }
+func NewInMemory() Keybase { return newDBKeybase(dbm.NewMemDB()) }
 
 // CreateMnemonic generates a new key and persists it to storage, encrypted
-// using the provided password.
-// It returns the generated mnemonic and the key Info.
-// It returns an error if it fails to
-// generate a key for the given algo type, or if another key is
-// already stored under the same name.
-func (kb dbKeybase) CreateMnemonic(name string, language Language, passwd string, algo SigningAlgo) (info Info, mnemonic string, err error) {
-	if language != English {
-		return nil, "", ErrUnsupportedLanguage
-	}
-	if algo != Secp256k1 {
-		err = ErrUnsupportedSigningAlgo
-		return
-	}
+// using the provided password. It returns the generated mnemonic and the key Info.
+// It returns an error if it fails to generate a key for the given key algorithm
+// type, or if another key is already stored under the same name.
+func (kb dbKeybase) CreateMnemonic(
+	name string, language Language, passwd string, algo SigningAlgo,
+) (info Info, mnemonic string, err error) {
 
-	// default number of words (24):
-	// this generates a mnemonic directly from the number of words by reading system entropy.
-	entropy, err := bip39.NewEntropy(defaultEntropySize)
-	if err != nil {
-		return
-	}
-	mnemonic, err = bip39.NewMnemonic(entropy)
-	if err != nil {
-		return
-	}
-
-	seed := bip39.NewSeed(mnemonic, DefaultBIP39Passphrase)
-	fullFundraiserPath := types.GetConfig().GetFullFundraiserPath()
-	info, err = kb.persistDerivedKey(seed, passwd, name, fullFundraiserPath)
-	return
+	return kb.base.CreateMnemonic(kb, name, language, passwd, algo)
 }
 
-// CreateAccount converts a mnemonic to a private key and persists it, encrypted with the given password.
-func (kb dbKeybase) CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd string, account uint32, index uint32) (Info, error) {
-	coinType := types.GetConfig().GetCoinType()
-	hdPath := hd.NewFundraiserParams(account, coinType, index)
-	return kb.Derive(name, mnemonic, bip39Passwd, encryptPasswd, *hdPath)
+// CreateAccount converts a mnemonic to a private key and persists it, encrypted
+// with the given password.
+func (kb dbKeybase) CreateAccount(
+	name, mnemonic, bip39Passwd, encryptPasswd string, account uint32, index uint32,
+) (Info, error) {
+
+	return kb.base.CreateAccount(kb, name, mnemonic, bip39Passwd, encryptPasswd, account, index)
 }
 
-func (kb dbKeybase) Derive(name, mnemonic, bip39Passphrase, encryptPasswd string, params hd.BIP44Params) (info Info, err error) {
-	seed, err := bip39.NewSeedWithErrorChecking(mnemonic, bip39Passphrase)
-	if err != nil {
-		return
-	}
+// Derive computes a BIP39 seed from th mnemonic and bip39Passwd.
+func (kb dbKeybase) Derive(
+	name, mnemonic, bip39Passphrase, encryptPasswd string, params hd.BIP44Params,
+) (Info, error) {
 
-	info, err = kb.persistDerivedKey(seed, encryptPasswd, name, params.String())
-	return
+	return kb.base.Derive(kb, name, mnemonic, bip39Passphrase, encryptPasswd, params)
 }
 
-// CreateLedger creates a new locally-stored reference to a Ledger keypair
-// It returns the created key info and an error if the Ledger could not be queried
-func (kb dbKeybase) CreateLedger(name string, algo SigningAlgo, hrp string, account, index uint32) (Info, error) {
-	if algo != Secp256k1 {
-		return nil, ErrUnsupportedSigningAlgo
-	}
+// CreateLedger creates a new locally-stored reference to a Ledger keypair.
+// It returns the created key info and an error if the Ledger could not be queried.
+func (kb dbKeybase) CreateLedger(
+	name string, algo SigningAlgo, hrp string, account, index uint32,
+) (Info, error) {
 
-	coinType := types.GetConfig().GetCoinType()
-	hdPath := hd.NewFundraiserParams(account, coinType, index)
-	priv, _, err := crypto.NewPrivKeyLedgerSecp256k1(*hdPath, hrp)
-	if err != nil {
-		return nil, err
-	}
-	pub := priv.PubKey()
-
-	// Note: Once Cosmos App v1.3.1 is compulsory, it could be possible to check that pubkey and addr match
-	return kb.writeLedgerKey(name, pub, *hdPath), nil
+	return kb.base.CreateLedger(kb, name, algo, hrp, account, index)
 }
 
 // CreateOffline creates a new reference to an offline keypair. It returns the
 // created key info.
 func (kb dbKeybase) CreateOffline(name string, pub tmcrypto.PubKey) (Info, error) {
-	return kb.writeOfflineKey(name, pub), nil
+	return kb.base.writeOfflineKey(kb, name, pub), nil
 }
 
 // CreateMulti creates a new reference to a multisig (offline) keypair. It
 // returns the created key info.
 func (kb dbKeybase) CreateMulti(name string, pub tmcrypto.PubKey) (Info, error) {
-	return kb.writeMultisigKey(name, pub), nil
-}
-
-func (kb *dbKeybase) persistDerivedKey(seed []byte, passwd, name, fullHdPath string) (info Info, err error) {
-	// create master key and derive first key:
-	masterPriv, ch := hd.ComputeMastersFromSeed(seed)
-	derivedPriv, err := hd.DerivePrivateKeyForPath(masterPriv, ch, fullHdPath)
-	if err != nil {
-		return
-	}
-
-	// if we have a password, use it to encrypt the private key and store it
-	// else store the public key only
-	if passwd != "" {
-		info = kb.writeLocalKey(name, secp256k1.PrivKeySecp256k1(derivedPriv), passwd)
-	} else {
-		pubk := secp256k1.PrivKeySecp256k1(derivedPriv).PubKey()
-		info = kb.writeOfflineKey(name, pubk)
-	}
-	return
+	return kb.base.writeMultisigKey(kb, name, pub), nil
 }
 
 // List returns the keys from storage in alphabetical order.
 func (kb dbKeybase) List() ([]Info, error) {
 	var res []Info
+
 	iter := kb.db.Iterator(nil, nil)
 	defer iter.Close()
+
 	for ; iter.Valid(); iter.Next() {
 		key := string(iter.Key())
 
 		// need to include only keys in storage that have an info suffix
 		if strings.HasSuffix(key, infoSuffix) {
-			info, err := readInfo(iter.Value())
+			info, err := unmarshalInfo(iter.Value())
 			if err != nil {
 				return nil, err
 			}
+
 			res = append(res, info)
 		}
 	}
+
 	return res, nil
 }
 
@@ -213,20 +165,24 @@ func (kb dbKeybase) Get(name string) (Info, error) {
 	if len(bs) == 0 {
 		return nil, keyerror.NewErrKeyNotFound(name)
 	}
-	return readInfo(bs)
+
+	return unmarshalInfo(bs)
 }
 
+// GetByAddress returns Info based on a provided AccAddress. An error is returned
+// if the address does not exist.
 func (kb dbKeybase) GetByAddress(address types.AccAddress) (Info, error) {
 	ik := kb.db.Get(addrKey(address))
 	if len(ik) == 0 {
 		return nil, fmt.Errorf("key with address %s not found", address)
 	}
+
 	bs := kb.db.Get(ik)
-	return readInfo(bs)
+	return unmarshalInfo(bs)
 }
 
-// Sign signs the msg with the named key.
-// It returns an error if the key doesn't exist or the decryption fails.
+// Sign signs the msg with the named key. It returns an error if the key doesn't
+// exist or the decryption fails.
 func (kb dbKeybase) Sign(name, passphrase string, msg []byte) (sig []byte, pub tmcrypto.PubKey, err error) {
 	info, err := kb.Get(name)
 	if err != nil {
@@ -248,34 +204,10 @@ func (kb dbKeybase) Sign(name, passphrase string, msg []byte) (sig []byte, pub t
 		}
 
 	case ledgerInfo:
-		priv, err = crypto.NewPrivKeyLedgerSecp256k1Unsafe(i.Path)
-		if err != nil {
-			return
-		}
+		return kb.base.SignWithLedger(info, msg)
 
 	case offlineInfo, multiInfo:
-		_, err := fmt.Fprintf(os.Stderr, "Message to sign:\n\n%s\n", msg)
-		if err != nil {
-			return nil, nil, err
-		}
-
-		buf := bufio.NewReader(os.Stdin)
-		_, err = fmt.Fprintf(os.Stderr, "\nEnter Amino-encoded signature:\n")
-		if err != nil {
-			return nil, nil, err
-		}
-
-		// Will block until user inputs the signature
-		signed, err := buf.ReadString('\n')
-		if err != nil {
-			return nil, nil, err
-		}
-
-		if err := cdc.UnmarshalBinaryLengthPrefixed([]byte(signed), sig); err != nil {
-			return nil, nil, errors.Wrap(err, "failed to decode signature")
-		}
-
-		return sig, info.GetPubKey(), nil
+		return kb.base.DecodeSignature(info, msg)
 	}
 
 	sig, err = priv.Sign(msg)
@@ -283,10 +215,12 @@ func (kb dbKeybase) Sign(name, passphrase string, msg []byte) (sig []byte, pub t
 		return nil, nil, err
 	}
 
-	pub = priv.PubKey()
-	return sig, pub, nil
+	return sig, priv.PubKey(), nil
 }
 
+// ExportPrivateKeyObject returns a PrivKey object given the key name and
+// passphrase. An error is returned if the key does not exist or if the Info for
+// the key is invalid.
 func (kb dbKeybase) ExportPrivateKeyObject(name string, passphrase string) (tmcrypto.PrivKey, error) {
 	info, err := kb.Get(name)
 	if err != nil {
@@ -302,6 +236,7 @@ func (kb dbKeybase) ExportPrivateKeyObject(name string, passphrase string) (tmcr
 			err = fmt.Errorf("private key not available")
 			return nil, err
 		}
+
 		priv, err = mintkey.UnarmorDecryptPrivKey(linfo.PrivKeyArmor, passphrase)
 		if err != nil {
 			return nil, err
@@ -319,26 +254,29 @@ func (kb dbKeybase) Export(name string) (armor string, err error) {
 	if bz == nil {
 		return "", fmt.Errorf("no key to export with name %s", name)
 	}
+
 	return mintkey.ArmorInfoBytes(bz), nil
 }
 
-// ExportPubKey returns public keys in ASCII armored format.
-// Retrieve a Info object by its name and return the public key in
-// a portable format.
+// ExportPubKey returns public keys in ASCII armored format. It retrieves a Info
+// object by its name and return the public key in a portable format.
 func (kb dbKeybase) ExportPubKey(name string) (armor string, err error) {
 	bz := kb.db.Get(infoKey(name))
 	if bz == nil {
 		return "", fmt.Errorf("no key to export with name %s", name)
 	}
-	info, err := readInfo(bz)
+
+	info, err := unmarshalInfo(bz)
 	if err != nil {
 		return
 	}
+
 	return mintkey.ArmorPubKeyBytes(info.GetPubKey().Bytes()), nil
 }
 
 // ExportPrivKey returns a private key in ASCII armored format.
-// It returns an error if the key does not exist or a wrong encryption passphrase is supplied.
+// It returns an error if the key does not exist or a wrong encryption passphrase
+// is supplied.
 func (kb dbKeybase) ExportPrivKey(name string, decryptPassphrase string,
 	encryptPassphrase string) (armor string, err error) {
 	priv, err := kb.ExportPrivateKeyObject(name, decryptPassphrase)
@@ -349,8 +287,8 @@ func (kb dbKeybase) ExportPrivKey(name string, decryptPassphrase string,
 	return mintkey.EncryptArmorPrivKey(priv, encryptPassphrase), nil
 }
 
-// ImportPrivKey imports a private key in ASCII armor format.
-// It returns an error if a key with the same name exists or a wrong encryption passphrase is
+// ImportPrivKey imports a private key in ASCII armor format. It returns an
+// error if a key with the same name exists or a wrong encryption passphrase is
 // supplied.
 func (kb dbKeybase) ImportPrivKey(name string, armor string, passphrase string) error {
 	if _, err := kb.Get(name); err == nil {
@@ -371,39 +309,42 @@ func (kb dbKeybase) Import(name string, armor string) (err error) {
 	if len(bz) > 0 {
 		return errors.New("Cannot overwrite data for name " + name)
 	}
+
 	infoBytes, err := mintkey.UnarmorInfoBytes(armor)
 	if err != nil {
 		return
 	}
+
 	kb.db.Set(infoKey(name), infoBytes)
 	return nil
 }
 
-// ImportPubKey imports ASCII-armored public keys.
-// Store a new Info object holding a public key only, i.e. it will
-// not be possible to sign with it as it lacks the secret key.
+// ImportPubKey imports ASCII-armored public keys. Store a new Info object holding
+// a public key only, i.e. it will not be possible to sign with it as it lacks the
+// secret key.
 func (kb dbKeybase) ImportPubKey(name string, armor string) (err error) {
 	bz := kb.db.Get(infoKey(name))
 	if len(bz) > 0 {
 		return errors.New("Cannot overwrite data for name " + name)
 	}
+
 	pubBytes, err := mintkey.UnarmorPubKeyBytes(armor)
 	if err != nil {
 		return
 	}
+
 	pubKey, err := cryptoAmino.PubKeyFromBytes(pubBytes)
 	if err != nil {
 		return
 	}
-	kb.writeOfflineKey(name, pubKey)
+
+	kb.base.writeOfflineKey(kb, name, pubKey)
 	return
 }
 
-// Delete removes key forever, but we must present the
-// proper passphrase before deleting it (for security).
-// It returns an error if the key doesn't exist or
-// passphrases don't match.
-// Passphrase is ignored when deleting references to
+// Delete removes key forever, but we must present the proper passphrase before
+// deleting it (for security). It returns an error if the key doesn't exist or
+// passphrases don't match. Passphrase is ignored when deleting references to
 // offline and Ledger / HW wallet keys.
 func (kb dbKeybase) Delete(name, passphrase string, skipPass bool) error {
 	// verify we have the proper password before deleting
@@ -411,13 +352,16 @@ func (kb dbKeybase) Delete(name, passphrase string, skipPass bool) error {
 	if err != nil {
 		return err
 	}
+
 	if linfo, ok := info.(localInfo); ok && !skipPass {
 		if _, err = mintkey.UnarmorDecryptPrivKey(linfo.PrivKeyArmor, passphrase); err != nil {
 			return err
 		}
 	}
+
 	kb.db.DeleteSync(addrKey(info.GetAddress()))
 	kb.db.DeleteSync(infoKey(name))
+
 	return nil
 }
 
@@ -432,19 +376,24 @@ func (kb dbKeybase) Update(name, oldpass string, getNewpass func() (string, erro
 	if err != nil {
 		return err
 	}
+
 	switch i := info.(type) {
 	case localInfo:
 		linfo := i
+
 		key, err := mintkey.UnarmorDecryptPrivKey(linfo.PrivKeyArmor, oldpass)
 		if err != nil {
 			return err
 		}
+
 		newpass, err := getNewpass()
 		if err != nil {
 			return err
 		}
+
 		kb.writeLocalKey(name, key, newpass)
 		return nil
+
 	default:
 		return fmt.Errorf("locally stored key required. Received: %v", reflect.TypeOf(info).String())
 	}
@@ -458,27 +407,11 @@ func (kb dbKeybase) CloseDB() {
 func (kb dbKeybase) writeLocalKey(name string, priv tmcrypto.PrivKey, passphrase string) Info {
 	// encrypt private key using passphrase
 	privArmor := mintkey.EncryptArmorPrivKey(priv, passphrase)
+
 	// make Info
 	pub := priv.PubKey()
 	info := newLocalInfo(name, pub, privArmor)
-	kb.writeInfo(name, info)
-	return info
-}
 
-func (kb dbKeybase) writeLedgerKey(name string, pub tmcrypto.PubKey, path hd.BIP44Params) Info {
-	info := newLedgerInfo(name, pub, path)
-	kb.writeInfo(name, info)
-	return info
-}
-
-func (kb dbKeybase) writeOfflineKey(name string, pub tmcrypto.PubKey) Info {
-	info := newOfflineInfo(name, pub)
-	kb.writeInfo(name, info)
-	return info
-}
-
-func (kb dbKeybase) writeMultisigKey(name string, pub tmcrypto.PubKey) Info {
-	info := NewMultiInfo(name, pub)
 	kb.writeInfo(name, info)
 	return info
 }
@@ -486,8 +419,10 @@ func (kb dbKeybase) writeMultisigKey(name string, pub tmcrypto.PubKey) Info {
 func (kb dbKeybase) writeInfo(name string, info Info) {
 	// write the info by key
 	key := infoKey(name)
-	serializedInfo := writeInfo(info)
+	serializedInfo := marshalInfo(info)
+
 	kb.db.SetSync(key, serializedInfo)
+
 	// store a pointer to the infokey by address for fast lookup
 	kb.db.SetSync(addrKey(info.GetAddress()), key)
 }
diff --git a/crypto/keys/keybase_base.go b/crypto/keys/keybase_base.go
new file mode 100644
index 000000000..6d88a0054
--- /dev/null
+++ b/crypto/keys/keybase_base.go
@@ -0,0 +1,215 @@
+package keys
+
+import (
+	"bufio"
+	"fmt"
+	"os"
+
+	"github.com/cosmos/go-bip39"
+	"github.com/pkg/errors"
+	tmcrypto "github.com/tendermint/tendermint/crypto"
+	"github.com/tendermint/tendermint/crypto/secp256k1"
+
+	"github.com/cosmos/cosmos-sdk/crypto"
+	"github.com/cosmos/cosmos-sdk/crypto/keys/hd"
+	"github.com/cosmos/cosmos-sdk/types"
+)
+
+type (
+	// baseKeybase is an auxiliary type that groups Keybase storage agnostic features
+	// together.
+	baseKeybase struct{}
+
+	keyWriter interface {
+		writeLocalKeyer
+		infoWriter
+	}
+
+	writeLocalKeyer interface {
+		writeLocalKey(name string, priv tmcrypto.PrivKey, passphrase string) Info
+	}
+
+	infoWriter interface {
+		writeInfo(name string, info Info)
+	}
+)
+
+// SignWithLedger signs a binary message with the ledger device referenced by an Info object
+// and returns the signed bytes and the public key. It returns an error if the device could
+// not be queried or it returned an error.
+func (kb baseKeybase) SignWithLedger(info Info, msg []byte) (sig []byte, pub tmcrypto.PubKey, err error) {
+	i := info.(ledgerInfo)
+	priv, err := crypto.NewPrivKeyLedgerSecp256k1Unsafe(i.Path)
+	if err != nil {
+		return
+	}
+
+	sig, err = priv.Sign(msg)
+	if err != nil {
+		return nil, nil, err
+	}
+
+	return sig, priv.PubKey(), nil
+}
+
+// DecodeSignature decodes a an length-prefixed binary signature from standard input
+// and return it as a byte slice.
+func (kb baseKeybase) DecodeSignature(info Info, msg []byte) (sig []byte, pub tmcrypto.PubKey, err error) {
+	_, err = fmt.Fprintf(os.Stderr, "Message to sign:\n\n%s\n", msg)
+	if err != nil {
+		return nil, nil, err
+	}
+
+	buf := bufio.NewReader(os.Stdin)
+	_, err = fmt.Fprintf(os.Stderr, "\nEnter Amino-encoded signature:\n")
+	if err != nil {
+		return nil, nil, err
+	}
+
+	// will block until user inputs the signature
+	signed, err := buf.ReadString('\n')
+	if err != nil {
+		return nil, nil, err
+	}
+
+	if err := cdc.UnmarshalBinaryLengthPrefixed([]byte(signed), sig); err != nil {
+		return nil, nil, errors.Wrap(err, "failed to decode signature")
+	}
+
+	return sig, info.GetPubKey(), nil
+}
+
+// CreateAccount creates an account Info object.
+func (kb baseKeybase) CreateAccount(
+	keyWriter keyWriter, name, mnemonic, bip39Passwd, encryptPasswd string, account, index uint32,
+) (Info, error) {
+
+	hdPath := CreateHDPath(account, index)
+	return kb.Derive(keyWriter, name, mnemonic, bip39Passwd, encryptPasswd, *hdPath)
+}
+
+func (kb baseKeybase) persistDerivedKey(
+	keyWriter keyWriter, seed []byte, passwd, name, fullHdPath string,
+) (Info, error) {
+
+	// create master key and derive first key for keyring
+	derivedPriv, err := ComputeDerivedKey(seed, fullHdPath)
+	if err != nil {
+		return nil, err
+	}
+
+	var info Info
+
+	if passwd != "" {
+		info = keyWriter.writeLocalKey(name, secp256k1.PrivKeySecp256k1(derivedPriv), passwd)
+	} else {
+		info = kb.writeOfflineKey(keyWriter, name, secp256k1.PrivKeySecp256k1(derivedPriv).PubKey())
+	}
+
+	return info, nil
+}
+
+// CreateLedger creates a new reference to a Ledger key pair. It returns a public
+// key and a derivation path. It returns an error if the device could not be queried.
+func (kb baseKeybase) CreateLedger(
+	w infoWriter, name string, algo SigningAlgo, hrp string, account, index uint32,
+) (Info, error) {
+
+	if !IsAlgoSupported(algo) {
+		return nil, ErrUnsupportedSigningAlgo
+	}
+
+	coinType := types.GetConfig().GetCoinType()
+	hdPath := hd.NewFundraiserParams(account, coinType, index)
+
+	priv, _, err := crypto.NewPrivKeyLedgerSecp256k1(*hdPath, hrp)
+	if err != nil {
+		return nil, err
+	}
+
+	return kb.writeLedgerKey(w, name, priv.PubKey(), *hdPath), nil
+}
+
+// CreateMnemonic generates a new key with the given algorithm and language pair.
+func (kb baseKeybase) CreateMnemonic(
+	keyWriter keyWriter, name string, language Language, passwd string, algo SigningAlgo,
+) (info Info, mnemonic string, err error) {
+
+	if language != English {
+		return nil, "", ErrUnsupportedLanguage
+	}
+
+	if !IsAlgoSupported(algo) {
+		return nil, "", ErrUnsupportedSigningAlgo
+	}
+
+	// Default number of words (24): This generates a mnemonic directly from the
+	// number of words by reading system entropy.
+	entropy, err := bip39.NewEntropy(defaultEntropySize)
+	if err != nil {
+		return nil, "", err
+	}
+
+	mnemonic, err = bip39.NewMnemonic(entropy)
+	if err != nil {
+		return nil, "", err
+	}
+
+	info, err = kb.persistDerivedKey(
+		keyWriter,
+		bip39.NewSeed(mnemonic, DefaultBIP39Passphrase), passwd,
+		name, types.GetConfig().GetFullFundraiserPath(),
+	)
+
+	return info, mnemonic, err
+}
+
+// Derive computes a BIP39 seed from the mnemonic and bip39Passphrase. It creates
+// a private key from the seed using the BIP44 params.
+func (kb baseKeybase) Derive(
+	keyWriter keyWriter, name, mnemonic, bip39Passphrase, encryptPasswd string, params hd.BIP44Params,
+) (Info, error) {
+
+	seed, err := bip39.NewSeedWithErrorChecking(mnemonic, bip39Passphrase)
+	if err != nil {
+		return nil, err
+	}
+
+	return kb.persistDerivedKey(keyWriter, seed, encryptPasswd, name, params.String())
+}
+
+func (kb baseKeybase) writeLedgerKey(w infoWriter, name string, pub tmcrypto.PubKey, path hd.BIP44Params) Info {
+	info := newLedgerInfo(name, pub, path)
+	w.writeInfo(name, info)
+	return info
+}
+
+func (kb baseKeybase) writeOfflineKey(w infoWriter, name string, pub tmcrypto.PubKey) Info {
+	info := newOfflineInfo(name, pub)
+	w.writeInfo(name, info)
+	return info
+}
+
+func (kb baseKeybase) writeMultisigKey(w infoWriter, name string, pub tmcrypto.PubKey) Info {
+	info := NewMultiInfo(name, pub)
+	w.writeInfo(name, info)
+	return info
+}
+
+// ComputeDerivedKey derives and returns the private key for the given seed and HD path.
+func ComputeDerivedKey(seed []byte, fullHdPath string) ([32]byte, error) {
+	masterPriv, ch := hd.ComputeMastersFromSeed(seed)
+	return hd.DerivePrivateKeyForPath(masterPriv, ch, fullHdPath)
+}
+
+// CreateHDPath returns BIP 44 object from account and index parameters.
+func CreateHDPath(account uint32, index uint32) *hd.BIP44Params {
+	return hd.NewFundraiserParams(account, types.GetConfig().GetCoinType(), index)
+}
+
+// IsAlgoSupported returns whether the signing algorithm is supported.
+//
+// TODO: Refactor this to be configurable to support interchangeable key signing
+// and addressing.
+// Ref: https://github.com/cosmos/cosmos-sdk/issues/4941
+func IsAlgoSupported(algo SigningAlgo) bool { return algo == Secp256k1 }
diff --git a/crypto/keys/keybase_keyring.go b/crypto/keys/keybase_keyring.go
new file mode 100644
index 000000000..b89671b0b
--- /dev/null
+++ b/crypto/keys/keybase_keyring.go
@@ -0,0 +1,438 @@
+package keys
+
+import (
+	"fmt"
+	"reflect"
+	"sort"
+	"strings"
+
+	"github.com/99designs/keyring"
+	"github.com/pkg/errors"
+	tmcrypto "github.com/tendermint/tendermint/crypto"
+	cryptoAmino "github.com/tendermint/tendermint/crypto/encoding/amino"
+
+	"github.com/cosmos/cosmos-sdk/crypto/keys/hd"
+	"github.com/cosmos/cosmos-sdk/crypto/keys/keyerror"
+	"github.com/cosmos/cosmos-sdk/crypto/keys/mintkey"
+	"github.com/cosmos/cosmos-sdk/types"
+)
+
+var _ Keybase = keyringKeybase{}
+
+// keyringKeybase implements the Keybase interface by using the Keyring library
+// for account key persistence.
+//
+// TODO: There is no need for keyringKeybase to implement the Keybase interface
+// or even have any of its members be public as it currently cannot be used by
+// the outside world. Any client uses this implementation through the
+// lazyKeybaseKeyring implementation. Consider either:
+//
+// 1. Remove lazyKeybaseKeyring and make keyringKeybase useable by the outside
+// world.
+// 2. Mark all keyringKeybase methods private and remove the compile time
+// Keybase interface assertion.
+type keyringKeybase struct {
+	db   keyring.Keyring
+	base baseKeybase
+}
+
+func newKeyringKeybase(db keyring.Keyring) Keybase {
+	return keyringKeybase{
+		db:   db,
+		base: baseKeybase{},
+	}
+}
+
+// CreateMnemonic generates a new key and persists it to storage, encrypted
+// using the provided password. It returns the generated mnemonic and the key Info.
+// An error is returned if it fails to generate a key for the given algo type,
+// or if another key is already stored under the same name.
+func (kb keyringKeybase) CreateMnemonic(
+	name string, language Language, passwd string, algo SigningAlgo,
+) (info Info, mnemonic string, err error) {
+
+	return kb.base.CreateMnemonic(kb, name, language, passwd, algo)
+}
+
+// CreateAccount converts a mnemonic to a private key and persists it, encrypted
+// with the given password.
+func (kb keyringKeybase) CreateAccount(
+	name, mnemonic, bip39Passwd, encryptPasswd string, account, index uint32,
+) (Info, error) {
+
+	return kb.base.CreateAccount(kb, name, mnemonic, bip39Passwd, encryptPasswd, account, index)
+}
+
+// Derive computes a BIP39 seed from th mnemonic and bip39Passphrase. It creates
+// a private key from the seed using the BIP44 params.
+func (kb keyringKeybase) Derive(
+	name, mnemonic, bip39Passphrase, encryptPasswd string, params hd.BIP44Params,
+) (info Info, err error) {
+
+	return kb.base.Derive(kb, name, mnemonic, bip39Passphrase, encryptPasswd, params)
+}
+
+// CreateLedger creates a new locally-stored reference to a Ledger keypair.
+// It returns the created key info and an error if the Ledger could not be queried.
+func (kb keyringKeybase) CreateLedger(
+	name string, algo SigningAlgo, hrp string, account, index uint32,
+) (Info, error) {
+
+	return kb.base.CreateLedger(kb, name, algo, hrp, account, index)
+}
+
+// CreateOffline creates a new reference to an offline keypair. It returns the
+// created key info.
+func (kb keyringKeybase) CreateOffline(name string, pub tmcrypto.PubKey) (Info, error) {
+	return kb.base.writeOfflineKey(kb, name, pub), nil
+}
+
+// CreateMulti creates a new reference to a multisig (offline) keypair. It
+// returns the created key Info object.
+func (kb keyringKeybase) CreateMulti(name string, pub tmcrypto.PubKey) (Info, error) {
+	return kb.base.writeMultisigKey(kb, name, pub), nil
+}
+
+// List returns the keys from storage in alphabetical order.
+func (kb keyringKeybase) List() ([]Info, error) {
+	var res []Info
+	keys, err := kb.db.Keys()
+	if err != nil {
+		return nil, err
+	}
+
+	sort.Strings(keys)
+
+	for _, key := range keys {
+		if strings.HasSuffix(key, infoSuffix) {
+			rawInfo, err := kb.db.Get(key)
+			if err != nil {
+				return nil, err
+			}
+
+			if len(rawInfo.Data) == 0 {
+				return nil, keyerror.NewErrKeyNotFound(key)
+			}
+
+			info, err := unmarshalInfo(rawInfo.Data)
+			if err != nil {
+				return nil, err
+			}
+
+			res = append(res, info)
+		}
+	}
+
+	return res, nil
+}
+
+// Get returns the public information about one key.
+func (kb keyringKeybase) Get(name string) (Info, error) {
+	key := infoKey(name)
+
+	bs, err := kb.db.Get(string(key))
+	if err != nil {
+		return nil, err
+	}
+
+	if len(bs.Data) == 0 {
+		return nil, keyerror.NewErrKeyNotFound(name)
+	}
+
+	return unmarshalInfo(bs.Data)
+}
+
+// GetByAddress fetches a key by address and returns its public information.
+func (kb keyringKeybase) GetByAddress(address types.AccAddress) (Info, error) {
+	ik, err := kb.db.Get(string(addrKey(address)))
+	if err != nil {
+		return nil, err
+	}
+
+	if len(ik.Data) == 0 {
+		return nil, fmt.Errorf("key with address %s not found", address)
+	}
+
+	bs, err := kb.db.Get(string(ik.Data))
+	if err != nil {
+		return nil, err
+	}
+
+	return unmarshalInfo(bs.Data)
+}
+
+// Sign signs an arbitrary set of bytes with the named key. It returns an error
+// if the key doesn't exist or the decryption fails.
+func (kb keyringKeybase) Sign(name, passphrase string, msg []byte) (sig []byte, pub tmcrypto.PubKey, err error) {
+	info, err := kb.Get(name)
+	if err != nil {
+		return
+	}
+
+	var priv tmcrypto.PrivKey
+
+	switch i := info.(type) {
+	case localInfo:
+		if i.PrivKeyArmor == "" {
+			return nil, nil, fmt.Errorf("private key not available")
+		}
+
+		priv, err = cryptoAmino.PrivKeyFromBytes([]byte(i.PrivKeyArmor))
+		if err != nil {
+			return nil, nil, err
+		}
+
+	case ledgerInfo:
+		return kb.base.SignWithLedger(info, msg)
+
+	case offlineInfo, multiInfo:
+		return kb.base.DecodeSignature(info, msg)
+	}
+
+	sig, err = priv.Sign(msg)
+	if err != nil {
+		return nil, nil, err
+	}
+
+	return sig, priv.PubKey(), nil
+}
+
+// ExportPrivateKeyObject exports an armored private key object.
+func (kb keyringKeybase) ExportPrivateKeyObject(name string, passphrase string) (tmcrypto.PrivKey, error) {
+	info, err := kb.Get(name)
+	if err != nil {
+		return nil, err
+	}
+
+	var priv tmcrypto.PrivKey
+
+	switch linfo := info.(type) {
+	case localInfo:
+		if linfo.PrivKeyArmor == "" {
+			err = fmt.Errorf("private key not available")
+			return nil, err
+		}
+
+		priv, err = cryptoAmino.PrivKeyFromBytes([]byte(linfo.PrivKeyArmor))
+		if err != nil {
+			return nil, err
+		}
+
+	case ledgerInfo, offlineInfo, multiInfo:
+		return nil, errors.New("only works on local private keys")
+	}
+
+	return priv, nil
+}
+
+// Export exports armored private key to the caller.
+func (kb keyringKeybase) Export(name string) (armor string, err error) {
+	bz, err := kb.db.Get(string(infoKey(name)))
+	if err != nil {
+		return "", err
+	}
+
+	if bz.Data == nil {
+		return "", fmt.Errorf("no key to export with name: %s", name)
+	}
+
+	return mintkey.ArmorInfoBytes(bz.Data), nil
+}
+
+// ExportPubKey returns public keys in ASCII armored format. It retrieves an Info
+// object by its name and return the public key in a portable format.
+func (kb keyringKeybase) ExportPubKey(name string) (armor string, err error) {
+	bz, err := kb.Get(name)
+	if err != nil {
+		return "", err
+	}
+
+	if bz == nil {
+		return "", fmt.Errorf("no key to export with name: %s", name)
+	}
+
+	return mintkey.ArmorPubKeyBytes(bz.GetPubKey().Bytes()), nil
+}
+
+// Import imports armored private key.
+func (kb keyringKeybase) Import(name string, armor string) error {
+	bz, _ := kb.Get(name)
+
+	if bz != nil {
+		pubkey := bz.GetPubKey()
+
+		if len(pubkey.Bytes()) > 0 {
+			return fmt.Errorf("cannot overwrite data for name: %s", name)
+		}
+	}
+
+	infoBytes, err := mintkey.UnarmorInfoBytes(armor)
+	if err != nil {
+		return err
+	}
+
+	info, err := unmarshalInfo(infoBytes)
+	if err != nil {
+		return err
+	}
+
+	kb.writeInfo(name, info)
+
+	err = kb.db.Set(keyring.Item{
+		Key:  string(addrKey(info.GetAddress())),
+		Data: infoKey(name),
+	})
+	if err != nil {
+		return err
+	}
+
+	return nil
+}
+
+// ExportPrivKey returns a private key in ASCII armored format. An error is returned
+// if the key does not exist or a wrong encryption passphrase is supplied.
+func (kb keyringKeybase) ExportPrivKey(name, decryptPassphrase, encryptPassphrase string) (armor string, err error) {
+	priv, err := kb.ExportPrivateKeyObject(name, decryptPassphrase)
+	if err != nil {
+		return "", err
+	}
+
+	return mintkey.EncryptArmorPrivKey(priv, encryptPassphrase), nil
+}
+
+// ImportPrivKey imports a private key in ASCII armor format. An error is returned
+// if a key with the same name exists or a wrong encryption passphrase is
+// supplied.
+func (kb keyringKeybase) ImportPrivKey(name, armor, passphrase string) error {
+	if kb.HasKey(name) {
+		return fmt.Errorf("cannot overwrite key: %s", name)
+	}
+
+	privKey, err := mintkey.UnarmorDecryptPrivKey(armor, passphrase)
+	if err != nil {
+		return errors.Wrap(err, "failed to import private key")
+	}
+
+	kb.writeLocalKey(name, privKey, passphrase)
+	return nil
+}
+
+// HasKey returns whether the key exists in the keyring.
+func (kb keyringKeybase) HasKey(name string) bool {
+	bz, _ := kb.Get(name)
+	return bz != nil
+}
+
+// ImportPubKey imports an ASCII-armored public key. It will store a new Info
+// object holding a public key only, i.e. it will not be possible to sign with
+// it as it lacks the secret key.
+func (kb keyringKeybase) ImportPubKey(name string, armor string) error {
+	bz, _ := kb.Get(name)
+	if bz != nil {
+		pubkey := bz.GetPubKey()
+
+		if len(pubkey.Bytes()) > 0 {
+			return fmt.Errorf("cannot overwrite data for name: %s", name)
+		}
+	}
+
+	pubBytes, err := mintkey.UnarmorPubKeyBytes(armor)
+	if err != nil {
+		return err
+	}
+
+	pubKey, err := cryptoAmino.PubKeyFromBytes(pubBytes)
+	if err != nil {
+		return err
+	}
+
+	kb.base.writeOfflineKey(kb, name, pubKey)
+	return nil
+}
+
+// Delete removes key forever, but we must present the proper passphrase before
+// deleting it (for security). It returns an error if the key doesn't exist or
+// passphrases don't match. The passphrase is ignored when deleting references to
+// offline and Ledger / HW wallet keys.
+func (kb keyringKeybase) Delete(name, passphrase string, skipPass bool) error {
+	// verify we have the proper password before deleting
+	info, err := kb.Get(name)
+	if err != nil {
+		return err
+	}
+
+	err = kb.db.Remove(string(addrKey(info.GetAddress())))
+	if err != nil {
+		return err
+	}
+
+	err = kb.db.Remove(string(infoKey(name)))
+	if err != nil {
+		return err
+	}
+
+	return nil
+}
+
+// Update changes the passphrase with which an already stored key is encrypted.
+// The oldpass must be the current passphrase used for encryption, getNewpass is
+// a function to get the passphrase to permanently replace the current passphrase.
+func (kb keyringKeybase) Update(name, oldpass string, getNewpass func() (string, error)) error {
+	info, err := kb.Get(name)
+	if err != nil {
+		return err
+	}
+
+	switch linfo := info.(type) {
+	case localInfo:
+		key, err := mintkey.UnarmorDecryptPrivKey(linfo.PrivKeyArmor, oldpass)
+		if err != nil {
+			return err
+		}
+
+		newpass, err := getNewpass()
+		if err != nil {
+			return err
+		}
+
+		kb.writeLocalKey(name, key, newpass)
+		return nil
+
+	default:
+		return fmt.Errorf("locally stored key required; received: %v", reflect.TypeOf(info).String())
+	}
+}
+
+// CloseDB releases the lock and closes the storage backend.
+func (kb keyringKeybase) CloseDB() {}
+
+func (kb keyringKeybase) writeLocalKey(name string, priv tmcrypto.PrivKey, passphrase string) Info {
+	// encrypt private key using keyring
+	pub := priv.PubKey()
+	info := newLocalInfo(name, pub, string(priv.Bytes()))
+
+	kb.writeInfo(name, info)
+	return info
+}
+
+func (kb keyringKeybase) writeInfo(name string, info Info) {
+	// write the info by key
+	key := infoKey(name)
+	serializedInfo := marshalInfo(info)
+
+	err := kb.db.Set(keyring.Item{
+		Key:  string(key),
+		Data: serializedInfo,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	err = kb.db.Set(keyring.Item{
+		Key:  string(addrKey(info.GetAddress())),
+		Data: key,
+	})
+	if err != nil {
+		panic(err)
+	}
+}
diff --git a/crypto/keys/keybase_test.go b/crypto/keys/keybase_test.go
index 559dccbf9..2d4752fe3 100644
--- a/crypto/keys/keybase_test.go
+++ b/crypto/keys/keybase_test.go
@@ -1,3 +1,4 @@
+//nolint: goconst
 package keys
 
 import (
diff --git a/crypto/keys/lazy_keybase.go b/crypto/keys/lazy_keybase.go
index d1e855fe6..f362c9a1a 100644
--- a/crypto/keys/lazy_keybase.go
+++ b/crypto/keys/lazy_keybase.go
@@ -12,6 +12,7 @@ import (
 
 var _ Keybase = lazyKeybase{}
 
+// NOTE: lazyKeybase will be deprecated in favor of lazyKeybaseKeyring.
 type lazyKeybase struct {
 	name string
 	dir  string
@@ -33,7 +34,7 @@ func (lkb lazyKeybase) List() ([]Info, error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).List()
+	return newDBKeybase(db).List()
 }
 
 func (lkb lazyKeybase) Get(name string) (Info, error) {
@@ -43,7 +44,7 @@ func (lkb lazyKeybase) Get(name string) (Info, error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Get(name)
+	return newDBKeybase(db).Get(name)
 }
 
 func (lkb lazyKeybase) GetByAddress(address sdk.AccAddress) (Info, error) {
@@ -53,7 +54,7 @@ func (lkb lazyKeybase) GetByAddress(address sdk.AccAddress) (Info, error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).GetByAddress(address)
+	return newDBKeybase(db).GetByAddress(address)
 }
 
 func (lkb lazyKeybase) Delete(name, passphrase string, skipPass bool) error {
@@ -63,7 +64,7 @@ func (lkb lazyKeybase) Delete(name, passphrase string, skipPass bool) error {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Delete(name, passphrase, skipPass)
+	return newDBKeybase(db).Delete(name, passphrase, skipPass)
 }
 
 func (lkb lazyKeybase) Sign(name, passphrase string, msg []byte) ([]byte, crypto.PubKey, error) {
@@ -73,7 +74,7 @@ func (lkb lazyKeybase) Sign(name, passphrase string, msg []byte) ([]byte, crypto
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Sign(name, passphrase, msg)
+	return newDBKeybase(db).Sign(name, passphrase, msg)
 }
 
 func (lkb lazyKeybase) CreateMnemonic(name string, language Language, passwd string, algo SigningAlgo) (info Info, seed string, err error) {
@@ -83,7 +84,7 @@ func (lkb lazyKeybase) CreateMnemonic(name string, language Language, passwd str
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).CreateMnemonic(name, language, passwd, algo)
+	return newDBKeybase(db).CreateMnemonic(name, language, passwd, algo)
 }
 
 func (lkb lazyKeybase) CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd string, account uint32, index uint32) (Info, error) {
@@ -93,7 +94,7 @@ func (lkb lazyKeybase) CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd, account, index)
+	return newDBKeybase(db).CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd, account, index)
 }
 
 func (lkb lazyKeybase) Derive(name, mnemonic, bip39Passwd, encryptPasswd string, params hd.BIP44Params) (Info, error) {
@@ -103,7 +104,7 @@ func (lkb lazyKeybase) Derive(name, mnemonic, bip39Passwd, encryptPasswd string,
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Derive(name, mnemonic, bip39Passwd, encryptPasswd, params)
+	return newDBKeybase(db).Derive(name, mnemonic, bip39Passwd, encryptPasswd, params)
 }
 
 func (lkb lazyKeybase) CreateLedger(name string, algo SigningAlgo, hrp string, account, index uint32) (info Info, err error) {
@@ -113,7 +114,7 @@ func (lkb lazyKeybase) CreateLedger(name string, algo SigningAlgo, hrp string, a
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).CreateLedger(name, algo, hrp, account, index)
+	return newDBKeybase(db).CreateLedger(name, algo, hrp, account, index)
 }
 
 func (lkb lazyKeybase) CreateOffline(name string, pubkey crypto.PubKey) (info Info, err error) {
@@ -123,7 +124,7 @@ func (lkb lazyKeybase) CreateOffline(name string, pubkey crypto.PubKey) (info In
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).CreateOffline(name, pubkey)
+	return newDBKeybase(db).CreateOffline(name, pubkey)
 }
 
 func (lkb lazyKeybase) CreateMulti(name string, pubkey crypto.PubKey) (info Info, err error) {
@@ -133,7 +134,7 @@ func (lkb lazyKeybase) CreateMulti(name string, pubkey crypto.PubKey) (info Info
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).CreateMulti(name, pubkey)
+	return newDBKeybase(db).CreateMulti(name, pubkey)
 }
 
 func (lkb lazyKeybase) Update(name, oldpass string, getNewpass func() (string, error)) error {
@@ -143,7 +144,7 @@ func (lkb lazyKeybase) Update(name, oldpass string, getNewpass func() (string, e
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Update(name, oldpass, getNewpass)
+	return newDBKeybase(db).Update(name, oldpass, getNewpass)
 }
 
 func (lkb lazyKeybase) Import(name string, armor string) (err error) {
@@ -153,7 +154,7 @@ func (lkb lazyKeybase) Import(name string, armor string) (err error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Import(name, armor)
+	return newDBKeybase(db).Import(name, armor)
 }
 
 func (lkb lazyKeybase) ImportPrivKey(name string, armor string, passphrase string) error {
@@ -163,7 +164,7 @@ func (lkb lazyKeybase) ImportPrivKey(name string, armor string, passphrase strin
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).ImportPrivKey(name, armor, passphrase)
+	return newDBKeybase(db).ImportPrivKey(name, armor, passphrase)
 }
 
 func (lkb lazyKeybase) ImportPubKey(name string, armor string) (err error) {
@@ -173,7 +174,7 @@ func (lkb lazyKeybase) ImportPubKey(name string, armor string) (err error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).ImportPubKey(name, armor)
+	return newDBKeybase(db).ImportPubKey(name, armor)
 }
 
 func (lkb lazyKeybase) Export(name string) (armor string, err error) {
@@ -183,7 +184,7 @@ func (lkb lazyKeybase) Export(name string) (armor string, err error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).Export(name)
+	return newDBKeybase(db).Export(name)
 }
 
 func (lkb lazyKeybase) ExportPubKey(name string) (armor string, err error) {
@@ -193,7 +194,7 @@ func (lkb lazyKeybase) ExportPubKey(name string) (armor string, err error) {
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).ExportPubKey(name)
+	return newDBKeybase(db).ExportPubKey(name)
 }
 
 func (lkb lazyKeybase) ExportPrivateKeyObject(name string, passphrase string) (crypto.PrivKey, error) {
@@ -203,7 +204,7 @@ func (lkb lazyKeybase) ExportPrivateKeyObject(name string, passphrase string) (c
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).ExportPrivateKeyObject(name, passphrase)
+	return newDBKeybase(db).ExportPrivateKeyObject(name, passphrase)
 }
 
 func (lkb lazyKeybase) ExportPrivKey(name string, decryptPassphrase string,
@@ -215,7 +216,7 @@ func (lkb lazyKeybase) ExportPrivKey(name string, decryptPassphrase string,
 	}
 	defer db.Close()
 
-	return newDbKeybase(db).ExportPrivKey(name, decryptPassphrase, encryptPassphrase)
+	return newDBKeybase(db).ExportPrivKey(name, decryptPassphrase, encryptPassphrase)
 }
 
 func (lkb lazyKeybase) CloseDB() {}
diff --git a/crypto/keys/lazy_keybase_keyring.go b/crypto/keys/lazy_keybase_keyring.go
new file mode 100644
index 000000000..311ed2951
--- /dev/null
+++ b/crypto/keys/lazy_keybase_keyring.go
@@ -0,0 +1,362 @@
+package keys
+
+import (
+	"bufio"
+	"fmt"
+	"io"
+	"io/ioutil"
+	"os"
+	"path/filepath"
+
+	"github.com/99designs/keyring"
+	"github.com/tendermint/crypto/bcrypt"
+	"github.com/tendermint/tendermint/crypto"
+
+	"github.com/cosmos/cosmos-sdk/client/input"
+	"github.com/cosmos/cosmos-sdk/crypto/keys/hd"
+	sdk "github.com/cosmos/cosmos-sdk/types"
+)
+
+var (
+	_ Keybase = lazyKeybaseKeyring{}
+
+	maxPassphraseEntryAttempts = 3
+)
+
+// lazyKeybaseKeyring implements a public wrapper around the keyringKeybase type
+// and implements the Keybase interface.
+type lazyKeybaseKeyring struct {
+	name      string
+	dir       string
+	test      bool
+	userInput io.Reader
+}
+
+// NewKeybaseKeyring creates a new instance of a lazy keybase using a Keyring as
+// the persistence layer.
+func NewKeybaseKeyring(name string, dir string, userInput io.Reader, test bool) Keybase {
+	_, err := keyring.Open(keyring.Config{
+		ServiceName: name,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	return lazyKeybaseKeyring{name: name, dir: dir, userInput: userInput, test: test}
+}
+
+func (lkb lazyKeybaseKeyring) lkbToKeyringConfig() keyring.Config {
+	if lkb.test {
+		return keyring.Config{
+			AllowedBackends:  []keyring.BackendType{"file"},
+			ServiceName:      lkb.name,
+			FileDir:          lkb.dir,
+			FilePasswordFunc: fakePrompt,
+		}
+	}
+
+	realPrompt := func(prompt string) (string, error) {
+		keyhashStored := false
+		keyhashFilePath := filepath.Join(lkb.dir, "keyhash")
+
+		var keyhash []byte
+
+		_, err := os.Stat(keyhashFilePath)
+		switch {
+		case err == nil:
+			keyhash, err = ioutil.ReadFile(keyhashFilePath)
+			if err != nil {
+				return "", fmt.Errorf("failed to read %s: %v", keyhashFilePath, err)
+			}
+
+			keyhashStored = true
+
+		case os.IsNotExist(err):
+			keyhashStored = false
+
+		default:
+			return "", fmt.Errorf("failed to open %s: %v", keyhashFilePath, err)
+		}
+
+		failureCounter := 0
+		for {
+			failureCounter++
+			if failureCounter > maxPassphraseEntryAttempts {
+				return "", fmt.Errorf("too many failed passphrase attempts")
+			}
+
+			buf := bufio.NewReader(lkb.userInput)
+			pass, err := input.GetPassword("Enter keyring passphrase:", buf)
+			if err != nil {
+				continue
+			}
+
+			if keyhashStored {
+				if err := bcrypt.CompareHashAndPassword(keyhash, []byte(pass)); err != nil {
+					fmt.Fprintln(os.Stderr, "incorrect passphrase")
+					continue
+				}
+				return pass, nil
+			}
+
+			reEnteredPass, err := input.GetPassword("Re-enter keyring passphrase:", buf)
+			if err != nil {
+				fmt.Fprintln(os.Stderr, err)
+				continue
+			}
+
+			if pass != reEnteredPass {
+				fmt.Fprintln(os.Stderr, "passphrase do not match")
+				continue
+			}
+
+			saltBytes := crypto.CRandBytes(16)
+			passwordHash, err := bcrypt.GenerateFromPassword(saltBytes, []byte(pass), 2)
+			if err != nil {
+				fmt.Fprintln(os.Stderr, err)
+				continue
+			}
+
+			if err := ioutil.WriteFile(lkb.dir+"/keyhash", passwordHash, 0555); err != nil {
+				return "", err
+			}
+
+			return pass, nil
+		}
+	}
+
+	return keyring.Config{
+		ServiceName:      lkb.name,
+		FileDir:          lkb.dir,
+		FilePasswordFunc: realPrompt,
+	}
+}
+
+func fakePrompt(prompt string) (string, error) {
+	fmt.Fprintln(os.Stderr, "Fake Prompt for passphase. Testing only")
+	return "test", nil
+}
+
+// List returns the keys from storage in alphabetical order.
+func (lkb lazyKeybaseKeyring) List() ([]Info, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).List()
+}
+
+// Get returns the public information about one key.
+func (lkb lazyKeybaseKeyring) Get(name string) (Info, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).Get(name)
+}
+
+// GetByAddress fetches a key by address and returns its public information.
+func (lkb lazyKeybaseKeyring) GetByAddress(address sdk.AccAddress) (Info, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).GetByAddress(address)
+}
+
+// Delete removes key forever, but we must present the proper passphrase before
+// deleting it (for security). It returns an error if the key doesn't exist or
+// passphrases don't match. The passphrase is ignored when deleting references to
+// offline and Ledger / HW wallet keys.
+func (lkb lazyKeybaseKeyring) Delete(name, passphrase string, skipPass bool) error {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return err
+	}
+
+	return newKeyringKeybase(db).Delete(name, passphrase, skipPass)
+}
+
+// Sign signs an arbitrary set of bytes with the named key. It returns an error
+// if the key doesn't exist or the decryption fails.
+func (lkb lazyKeybaseKeyring) Sign(name, passphrase string, msg []byte) ([]byte, crypto.PubKey, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, nil, err
+	}
+
+	return newKeyringKeybase(db).Sign(name, passphrase, msg)
+}
+
+// CreateMnemonic generates a new key and persists it to storage, encrypted
+// using the provided password. It returns the generated mnemonic and the key Info.
+// An error is returned if it fails to generate a key for the given algo type,
+// or if another key is already stored under the same name.
+func (lkb lazyKeybaseKeyring) CreateMnemonic(
+	name string, language Language, passwd string, algo SigningAlgo,
+) (info Info, seed string, err error) {
+
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, "", err
+	}
+
+	return newKeyringKeybase(db).CreateMnemonic(name, language, passwd, algo)
+}
+
+// CreateAccount converts a mnemonic to a private key and persists it, encrypted
+// with the given password.
+func (lkb lazyKeybaseKeyring) CreateAccount(
+	name, mnemonic, bip39Passwd, encryptPasswd string, account, index uint32,
+) (Info, error) {
+
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd, account, index)
+}
+
+// Derive computes a BIP39 seed from th mnemonic and bip39Passphrase. It creates
+// a private key from the seed using the BIP44 params.
+func (lkb lazyKeybaseKeyring) Derive(
+	name, mnemonic, bip39Passwd, encryptPasswd string, params hd.BIP44Params,
+) (Info, error) {
+
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).Derive(name, mnemonic, bip39Passwd, encryptPasswd, params)
+}
+
+// CreateLedger creates a new locally-stored reference to a Ledger keypair.
+// It returns the created key info and an error if the Ledger could not be queried.
+func (lkb lazyKeybaseKeyring) CreateLedger(
+	name string, algo SigningAlgo, hrp string, account, index uint32,
+) (Info, error) {
+
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).CreateLedger(name, algo, hrp, account, index)
+}
+
+// CreateOffline creates a new reference to an offline keypair. It returns the
+// created key info.
+func (lkb lazyKeybaseKeyring) CreateOffline(name string, pubkey crypto.PubKey) (Info, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).CreateOffline(name, pubkey)
+}
+
+// CreateMulti creates a new reference to a multisig (offline) keypair. It
+// returns the created key Info object.
+func (lkb lazyKeybaseKeyring) CreateMulti(name string, pubkey crypto.PubKey) (Info, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).CreateMulti(name, pubkey)
+}
+
+// Update changes the passphrase with which an already stored key is encrypted.
+// The oldpass must be the current passphrase used for encryption, getNewpass is
+// a function to get the passphrase to permanently replace the current passphrase.
+func (lkb lazyKeybaseKeyring) Update(name, oldpass string, getNewpass func() (string, error)) error {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return err
+	}
+
+	return newKeyringKeybase(db).Update(name, oldpass, getNewpass)
+}
+
+// Import imports armored private key.
+func (lkb lazyKeybaseKeyring) Import(name, armor string) error {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return err
+	}
+
+	return newKeyringKeybase(db).Import(name, armor)
+}
+
+// ImportPrivKey imports a private key in ASCII armor format. An error is returned
+// if a key with the same name exists or a wrong encryption passphrase is
+// supplied.
+func (lkb lazyKeybaseKeyring) ImportPrivKey(name, armor, passphrase string) error {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return err
+	}
+
+	return newKeyringKeybase(db).ImportPrivKey(name, armor, passphrase)
+}
+
+// ImportPubKey imports an ASCII-armored public key. It will store a new Info
+// object holding a public key only, i.e. it will not be possible to sign with
+// it as it lacks the secret key.
+func (lkb lazyKeybaseKeyring) ImportPubKey(name, armor string) error {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return err
+	}
+
+	return newKeyringKeybase(db).ImportPubKey(name, armor)
+}
+
+// Export exports armored a private key for the given name.
+func (lkb lazyKeybaseKeyring) Export(name string) (armor string, err error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return "", err
+	}
+
+	return newKeyringKeybase(db).Export(name)
+}
+
+// ExportPubKey returns public keys in ASCII armored format. It retrieves an Info
+// object by its name and return the public key in a portable format.
+func (lkb lazyKeybaseKeyring) ExportPubKey(name string) (armor string, err error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return "", err
+	}
+
+	return newKeyringKeybase(db).ExportPubKey(name)
+}
+
+// ExportPrivateKeyObject exports an armored private key object.
+func (lkb lazyKeybaseKeyring) ExportPrivateKeyObject(name, passphrase string) (crypto.PrivKey, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return nil, err
+	}
+
+	return newKeyringKeybase(db).ExportPrivateKeyObject(name, passphrase)
+}
+
+// ExportPrivKey returns a private key in ASCII armored format. An error is returned
+// if the key does not exist or a wrong encryption passphrase is supplied.
+func (lkb lazyKeybaseKeyring) ExportPrivKey(name, decryptPassphrase, encryptPassphrase string) (string, error) {
+	db, err := keyring.Open(lkb.lkbToKeyringConfig())
+	if err != nil {
+		return "", err
+	}
+
+	return newKeyringKeybase(db).ExportPrivKey(name, decryptPassphrase, encryptPassphrase)
+}
+
+func (lkb lazyKeybaseKeyring) CloseDB() {}
diff --git a/crypto/keys/lazy_keybase_keyring_test.go b/crypto/keys/lazy_keybase_keyring_test.go
new file mode 100644
index 000000000..e2866141b
--- /dev/null
+++ b/crypto/keys/lazy_keybase_keyring_test.go
@@ -0,0 +1,342 @@
+// nolint: goconst
+package keys
+
+import (
+	"testing"
+
+	"github.com/stretchr/testify/assert"
+	"github.com/stretchr/testify/require"
+	"github.com/tendermint/tendermint/crypto"
+	"github.com/tendermint/tendermint/crypto/ed25519"
+
+	"github.com/99designs/keyring"
+
+	"github.com/cosmos/cosmos-sdk/crypto/keys/hd"
+	"github.com/cosmos/cosmos-sdk/tests"
+	sdk "github.com/cosmos/cosmos-sdk/types"
+)
+
+// New creates a new instance of a lazy keybase.
+func newTestKeybaseKeyring(name string, dir string) Keybase {
+	if _, err := keyring.Open(keyring.Config{
+		AllowedBackends: []keyring.BackendType{"file"},
+		ServiceName:     name,
+		FileDir:         dir,
+	}); err != nil {
+		panic(err)
+	}
+
+	return lazyKeybaseKeyring{name: name, dir: dir, test: true}
+}
+
+func TestNewTestKeybaseKeyring(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+	lazykb, ok := kb.(lazyKeybaseKeyring)
+	require.True(t, ok)
+	require.Equal(t, lazykb.name, "keybasename")
+}
+
+func TestLazyKeyManagementKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	algo := Secp256k1
+	n1, n2, n3 := "personal", "business", "other"
+	p1, p2 := "1234", "really-secure!@#$"
+
+	// Check empty state
+	l, err := kb.List()
+	require.Nil(t, err)
+	assert.Empty(t, l)
+
+	_, _, err = kb.CreateMnemonic(n1, English, p1, Ed25519)
+	require.Error(t, err, "ed25519 keys are currently not supported by keybase")
+
+	// create some keys
+	_, err = kb.Get(n1)
+	require.Error(t, err)
+	i, _, err := kb.CreateMnemonic(n1, English, p1, algo)
+
+	require.NoError(t, err)
+	require.Equal(t, n1, i.GetName())
+	_, _, err = kb.CreateMnemonic(n2, English, p2, algo)
+	require.NoError(t, err)
+
+	// we can get these keys
+	i2, err := kb.Get(n2)
+	require.NoError(t, err)
+	_, err = kb.Get(n3)
+	require.NotNil(t, err)
+	_, err = kb.GetByAddress(accAddr(i2))
+	require.NoError(t, err)
+	addr, err := sdk.AccAddressFromBech32("cosmos1yq8lgssgxlx9smjhes6ryjasmqmd3ts2559g0t")
+	require.NoError(t, err)
+	_, err = kb.GetByAddress(addr)
+	require.NotNil(t, err)
+
+	// list shows them in order
+	keyS, err := kb.List()
+	require.NoError(t, err)
+	require.Equal(t, 2, len(keyS))
+	// note these are in alphabetical order
+	require.Equal(t, n2, keyS[0].GetName())
+	require.Equal(t, n1, keyS[1].GetName())
+	require.Equal(t, i2.GetPubKey(), keyS[0].GetPubKey())
+
+	// deleting a key removes it
+	err = kb.Delete("bad name", "foo", false)
+	require.NotNil(t, err)
+	err = kb.Delete(n1, p1, false)
+	require.NoError(t, err)
+	keyS, err = kb.List()
+	require.NoError(t, err)
+	require.Equal(t, 1, len(keyS))
+	_, err = kb.Get(n1)
+	require.Error(t, err)
+
+	// create an offline key
+	o1 := "offline"
+	priv1 := ed25519.GenPrivKey()
+	pub1 := priv1.PubKey()
+	i, err = kb.CreateOffline(o1, pub1)
+	require.Nil(t, err)
+	require.Equal(t, pub1, i.GetPubKey())
+	require.Equal(t, o1, i.GetName())
+	keyS, err = kb.List()
+	require.NoError(t, err)
+	require.Equal(t, 2, len(keyS))
+
+	// delete the offline key
+	err = kb.Delete(o1, "", false)
+	require.NoError(t, err)
+	keyS, err = kb.List()
+	require.NoError(t, err)
+	require.Equal(t, 1, len(keyS))
+
+	// addr cache gets nuked - and test skip flag
+	err = kb.Delete(n2, "", true)
+	require.NoError(t, err)
+}
+
+func TestLazySignVerifyKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+	algo := Secp256k1
+
+	n1, n2, n3 := "some dude", "a dudette", "dude-ish"
+	p1, p2, p3 := "1234", "foobar", "foobar"
+
+	// create two users and get their info
+	i1, _, err := kb.CreateMnemonic(n1, English, p1, algo)
+	require.Nil(t, err)
+
+	i2, _, err := kb.CreateMnemonic(n2, English, p2, algo)
+	require.Nil(t, err)
+
+	// Import a public key
+	armor, err := kb.ExportPubKey(n2)
+	require.Nil(t, err)
+	kb.ImportPubKey(n3, armor)
+	i3, err := kb.Get(n3)
+	require.NoError(t, err)
+	require.Equal(t, i3.GetName(), n3)
+
+	// let's try to sign some messages
+	d1 := []byte("my first message")
+	d2 := []byte("some other important info!")
+	d3 := []byte("feels like I forgot something...")
+
+	// try signing both data with both ..
+	s11, pub1, err := kb.Sign(n1, p1, d1)
+	require.Nil(t, err)
+	require.Equal(t, i1.GetPubKey(), pub1)
+
+	s12, pub1, err := kb.Sign(n1, p1, d2)
+	require.Nil(t, err)
+	require.Equal(t, i1.GetPubKey(), pub1)
+
+	s21, pub2, err := kb.Sign(n2, p2, d1)
+	require.Nil(t, err)
+	require.Equal(t, i2.GetPubKey(), pub2)
+
+	s22, pub2, err := kb.Sign(n2, p2, d2)
+	require.Nil(t, err)
+	require.Equal(t, i2.GetPubKey(), pub2)
+
+	// let's try to validate and make sure it only works when everything is proper
+	cases := []struct {
+		key   crypto.PubKey
+		data  []byte
+		sig   []byte
+		valid bool
+	}{
+		// proper matches
+		{i1.GetPubKey(), d1, s11, true},
+		// change data, pubkey, or signature leads to fail
+		{i1.GetPubKey(), d2, s11, false},
+		{i2.GetPubKey(), d1, s11, false},
+		{i1.GetPubKey(), d1, s21, false},
+		// make sure other successes
+		{i1.GetPubKey(), d2, s12, true},
+		{i2.GetPubKey(), d1, s21, true},
+		{i2.GetPubKey(), d2, s22, true},
+	}
+
+	for i, tc := range cases {
+		valid := tc.key.VerifyBytes(tc.data, tc.sig)
+		require.Equal(t, tc.valid, valid, "%d", i)
+	}
+
+	// Now try to sign data with a secret-less key
+	_, _, err = kb.Sign(n3, p3, d3)
+	require.NotNil(t, err)
+}
+
+func TestLazyExportImportKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	info, _, err := kb.CreateMnemonic("john", English, "secretcpw", Secp256k1)
+	require.NoError(t, err)
+	require.Equal(t, info.GetName(), "john")
+
+	john, err := kb.Get("john")
+	require.NoError(t, err)
+	require.Equal(t, info.GetName(), "john")
+	johnAddr := info.GetPubKey().Address()
+
+	armor, err := kb.Export("john")
+	require.NoError(t, err)
+
+	err = kb.Import("john2", armor)
+	require.NoError(t, err)
+
+	john2, err := kb.Get("john2")
+	require.NoError(t, err)
+
+	require.Equal(t, john.GetPubKey().Address(), johnAddr)
+	require.Equal(t, john.GetName(), "john")
+	require.Equal(t, john, john2)
+}
+
+func TestLazyExportImportPubKeyKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	// CreateMnemonic a private-public key pair and ensure consistency
+	notPasswd := "n9y25ah7"
+	info, _, err := kb.CreateMnemonic("john", English, notPasswd, Secp256k1)
+	require.Nil(t, err)
+	require.NotEqual(t, info, "")
+	require.Equal(t, info.GetName(), "john")
+	addr := info.GetPubKey().Address()
+	john, err := kb.Get("john")
+	require.NoError(t, err)
+	require.Equal(t, john.GetName(), "john")
+	require.Equal(t, john.GetPubKey().Address(), addr)
+
+	// Export the public key only
+	armor, err := kb.ExportPubKey("john")
+	require.NoError(t, err)
+	// Import it under a different name
+	err = kb.ImportPubKey("john-pubkey-only", armor)
+	require.NoError(t, err)
+	// Ensure consistency
+	john2, err := kb.Get("john-pubkey-only")
+	require.NoError(t, err)
+	// Compare the public keys
+	require.True(t, john.GetPubKey().Equals(john2.GetPubKey()))
+	// Ensure the original key hasn't changed
+	john, err = kb.Get("john")
+	require.NoError(t, err)
+	require.Equal(t, john.GetPubKey().Address(), addr)
+	require.Equal(t, john.GetName(), "john")
+
+	// Ensure keys cannot be overwritten
+	err = kb.ImportPubKey("john-pubkey-only", armor)
+	require.NotNil(t, err)
+}
+
+func TestLazyExportPrivateKeyObjectKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	info, _, err := kb.CreateMnemonic("john", English, "secretcpw", Secp256k1)
+	require.NoError(t, err)
+	require.Equal(t, info.GetName(), "john")
+
+	// export private key object
+	exported, err := kb.ExportPrivateKeyObject("john", "secretcpw")
+	require.Nil(t, err, "%+v", err)
+	require.True(t, exported.PubKey().Equals(info.GetPubKey()))
+}
+
+func TestLazyAdvancedKeyManagementKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	algo := Secp256k1
+	n1, n2 := "old-name", "new name"
+	p1 := "1234"
+
+	// make sure key works with initial password
+	_, _, err := kb.CreateMnemonic(n1, English, p1, algo)
+	require.Nil(t, err, "%+v", err)
+
+	_, err = kb.Export(n1 + ".notreal")
+	require.NotNil(t, err)
+	_, err = kb.Export(" " + n1)
+	require.NotNil(t, err)
+	_, err = kb.Export(n1 + " ")
+	require.NotNil(t, err)
+	_, err = kb.Export("")
+	require.NotNil(t, err)
+	exported, err := kb.Export(n1)
+	require.Nil(t, err, "%+v", err)
+
+	// import succeeds
+	err = kb.Import(n2, exported)
+	require.NoError(t, err)
+
+	// second import fails
+	err = kb.Import(n2, exported)
+	require.NotNil(t, err)
+}
+
+func TestLazySeedPhraseKeyRing(t *testing.T) {
+	dir, cleanup := tests.NewTestCaseDir(t)
+	defer cleanup()
+	kb := newTestKeybaseKeyring("keybasename", dir)
+
+	algo := Secp256k1
+	n1, n2 := "lost-key", "found-again"
+	p1, p2 := "1234", "foobar"
+
+	// make sure key works with initial password
+	info, mnemonic, err := kb.CreateMnemonic(n1, English, p1, algo)
+	require.Nil(t, err, "%+v", err)
+	require.Equal(t, n1, info.GetName())
+	assert.NotEmpty(t, mnemonic)
+
+	// now, let us delete this key
+	err = kb.Delete(n1, p1, false)
+	require.Nil(t, err, "%+v", err)
+	_, err = kb.Get(n1)
+	require.NotNil(t, err)
+
+	// let us re-create it from the mnemonic-phrase
+	params := *hd.NewFundraiserParams(0, sdk.CoinType, 0)
+	newInfo, err := kb.Derive(n2, mnemonic, DefaultBIP39Passphrase, p2, params)
+	require.NoError(t, err)
+	require.Equal(t, n2, newInfo.GetName())
+	require.Equal(t, info.GetPubKey().Address(), newInfo.GetPubKey().Address())
+	require.Equal(t, info.GetPubKey(), newInfo.GetPubKey())
+}
diff --git a/crypto/keys/types.go b/crypto/keys/types.go
index c8424b969..d968dce59 100644
--- a/crypto/keys/types.go
+++ b/crypto/keys/types.go
@@ -14,18 +14,25 @@ import (
 type Keybase interface {
 	// CRUD on the keystore
 	List() ([]Info, error)
+	// Get returns the public information about one key.
 	Get(name string) (Info, error)
+	// Get performs a by-address lookup and returns the public
+	// information about one key if there's any.
 	GetByAddress(address types.AccAddress) (Info, error)
+	// Delete removes a key.
 	Delete(name, passphrase string, skipPass bool) error
-
-	// Sign some bytes, looking up the private key to use
+	// Sign bytes, looking up the private key to use.
 	Sign(name, passphrase string, msg []byte) ([]byte, crypto.PubKey, error)
 
-	// CreateMnemonic creates a new mnemonic, and derives a hierarchical deterministic
-	// key from that.
+	// CreateMnemonic generates a new mnemonic, derives a hierarchical deterministic
+	// key from that. and persists it to storage, encrypted using the provided password.
+	// It returns the generated mnemonic and the key Info. It returns an error if it fails to
+	// generate a key for the given algo type, or if another key is already stored under the
+	// same name.
 	CreateMnemonic(name string, language Language, passwd string, algo SigningAlgo) (info Info, seed string, err error)
 
-	// CreateAccount creates an account based using the BIP44 path (44'/118'/{account}'/0/{index}
+	// CreateAccount converts a mnemonic to a private key using a BIP44 path 44'/118'/{account}'/0/{index}
+	// and persists it, encrypted with the given password.
 	CreateAccount(name, mnemonic, bip39Passwd, encryptPasswd string, account uint32, index uint32) (Info, error)
 
 	// Derive computes a BIP39 seed from th mnemonic and bip39Passwd.
@@ -45,11 +52,30 @@ type Keybase interface {
 
 	// The following operations will *only* work on locally-stored keys
 	Update(name, oldpass string, getNewpass func() (string, error)) error
+
+	// Import imports ASCII armored Info objects.
 	Import(name string, armor string) (err error)
+
+	// ImportPrivKey imports a private key in ASCII armor format.
+	// It returns an error if a key with the same name exists or a wrong encryption passphrase is
+	// supplied.
 	ImportPrivKey(name, armor, passphrase string) error
+
+	// ImportPubKey imports ASCII-armored public keys.
+	// Store a new Info object holding a public key only, i.e. it will
+	// not be possible to sign with it as it lacks the secret key.
 	ImportPubKey(name string, armor string) (err error)
+
+	// Export exports an Info object in ASCII armored format.
 	Export(name string) (armor string, err error)
+
+	// ExportPubKey returns public keys in ASCII armored format.
+	// Retrieve a Info object by its name and return the public key in
+	// a portable format.
 	ExportPubKey(name string) (armor string, err error)
+
+	// ExportPrivKey returns a private key in ASCII armored format.
+	// It returns an error if the key does not exist or a wrong encryption passphrase is supplied.
 	ExportPrivKey(name, decryptPassphrase, encryptPassphrase string) (armor string, err error)
 
 	// ExportPrivateKeyObject *only* works on locally-stored keys. Temporary method until we redo the exporting API
@@ -279,12 +305,12 @@ func (i multiInfo) GetPath() (*hd.BIP44Params, error) {
 }
 
 // encoding info
-func writeInfo(i Info) []byte {
+func marshalInfo(i Info) []byte {
 	return cdc.MustMarshalBinaryLengthPrefixed(i)
 }
 
 // decoding info
-func readInfo(bz []byte) (info Info, err error) {
+func unmarshalInfo(bz []byte) (info Info, err error) {
 	err = cdc.UnmarshalBinaryLengthPrefixed(bz, &info)
 	return
 }
diff --git a/crypto/keys/types_test.go b/crypto/keys/types_test.go
index 3b368aa2e..5c2d28c3b 100644
--- a/crypto/keys/types_test.go
+++ b/crypto/keys/types_test.go
@@ -27,8 +27,8 @@ func Test_writeReadLedgerInfo(t *testing.T) {
 		types.MustBech32ifyAccPub(lInfo.GetPubKey()))
 
 	// Serialize and restore
-	serialized := writeInfo(lInfo)
-	restoredInfo, err := readInfo(serialized)
+	serialized := marshalInfo(lInfo)
+	restoredInfo, err := unmarshalInfo(serialized)
 	assert.NoError(t, err)
 	assert.NotNil(t, restoredInfo)
 
diff --git a/go.mod b/go.mod
index 1f9bd6e48..4d9e5b735 100644
--- a/go.mod
+++ b/go.mod
@@ -1,6 +1,7 @@
 module github.com/cosmos/cosmos-sdk
 
 require (
+	github.com/99designs/keyring v1.1.2
 	github.com/bartekn/go-bip39 v0.0.0-20171116152956-a05967ea095d
 	github.com/bgentry/speakeasy v0.1.0
 	github.com/btcsuite/btcd v0.0.0-20190115013929-ed77733ec07d
@@ -22,13 +23,13 @@ require (
 	github.com/spf13/pflag v1.0.5
 	github.com/spf13/viper v1.4.0
 	github.com/stretchr/testify v1.4.0
+	github.com/stumble/gorocksdb v0.0.3 // indirect
 	github.com/tendermint/btcd v0.1.1
 	github.com/tendermint/crypto v0.0.0-20190823183015-45b1026d81ae
 	github.com/tendermint/go-amino v0.15.0
 	github.com/tendermint/iavl v0.12.4
 	github.com/tendermint/tendermint v0.32.3
 	github.com/tendermint/tm-db v0.2.0
-	golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7
 	gopkg.in/yaml.v2 v2.2.2
 )
 
diff --git a/go.sum b/go.sum
index 5d9dcef10..4f60c00bc 100644
--- a/go.sum
+++ b/go.sum
@@ -1,4 +1,6 @@
 cloud.google.com/go v0.26.0/go.mod h1:aQUYkXzVsufM+DwF1aE+0xfcU+56JwCaLick0ClmMTw=
+github.com/99designs/keyring v1.1.2 h1:JJauROcU6x6Nh9uZb+8JgXFvyo0GUESLo1ixhpA0Kmw=
+github.com/99designs/keyring v1.1.2/go.mod h1:657DQuMrBZRtuL/voxVyiyb6zpMehlm5vLB9Qwrv904=
 github.com/BurntSushi/toml v0.3.1 h1:WXkYYl6Yr3qBf1K79EBnL4mak0OimBfB0XUf9Vl28OQ=
 github.com/BurntSushi/toml v0.3.1/go.mod h1:xHWCNGjB5oqiDr8zfno3MHue2Ht5sIBksp03qcyfWMU=
 github.com/OneOfOne/xxhash v1.2.2/go.mod h1:HSdplMjZKSmBqAxg5vPj2TmRDmfkzw+cTzAElWljhcU=
@@ -41,15 +43,25 @@ github.com/cosmos/ledger-cosmos-go v0.10.3/go.mod h1:J8//BsAGTo3OC/vDLjMRFLW6q0W
 github.com/cosmos/ledger-go v0.9.2 h1:Nnao/dLwaVTk1Q5U9THldpUMMXU94BOTWPddSmVB6pI=
 github.com/cosmos/ledger-go v0.9.2/go.mod h1:oZJ2hHAZROdlHiwTg4t7kP+GKIIkBT+o6c9QWFanOyI=
 github.com/cpuguy83/go-md2man v1.0.10/go.mod h1:SmD6nW6nTyfqj6ABTjUi3V3JVMnlJmwcJI5acqYI6dE=
+github.com/danieljoos/wincred v1.0.2 h1:zf4bhty2iLuwgjgpraD2E9UbvO+fe54XXGJbOwe23fU=
+github.com/danieljoos/wincred v1.0.2/go.mod h1:SnuYRW9lp1oJrZX/dXJqr0cPK5gYXqx3EJbmjhLdK9U=
 github.com/davecgh/go-spew v0.0.0-20171005155431-ecdeabc65495/go.mod h1:J7Y8YcW2NihsgmVo/mv3lAwl/skON4iLHjSsI+c5H38=
 github.com/davecgh/go-spew v1.1.0/go.mod h1:J7Y8YcW2NihsgmVo/mv3lAwl/skON4iLHjSsI+c5H38=
 github.com/davecgh/go-spew v1.1.1 h1:vj9j/u1bqnvCEfJOwUhtlOARqs3+rkHYY13jYWTU97c=
 github.com/davecgh/go-spew v1.1.1/go.mod h1:J7Y8YcW2NihsgmVo/mv3lAwl/skON4iLHjSsI+c5H38=
 github.com/dgrijalva/jwt-go v3.2.0+incompatible/go.mod h1:E3ru+11k8xSBh+hMPgOLZmtrrCbhqsmaPHjLKYnJCaQ=
 github.com/dgryski/go-sip13 v0.0.0-20181026042036-e10d5fee7954/go.mod h1:vAd38F8PWV+bWy6jNmig1y/TA+kYO4g3RSRF0IAv0no=
+github.com/dvsekhvalnov/jose2go v0.0.0-20180829124132-7f401d37b68a h1:mq+R6XEM6lJX5VlLyZIrUSP8tSuJp82xTK89hvBwJbU=
+github.com/dvsekhvalnov/jose2go v0.0.0-20180829124132-7f401d37b68a/go.mod h1:7BvyPhdbLxMXIYTFPLsyJRFMsKmOZnQmzh6Gb+uquuM=
 github.com/etcd-io/bbolt v1.3.2/go.mod h1:ZF2nL25h33cCyBtcyWeZ2/I3HQOfTP+0PIEvHjkjCrw=
 github.com/etcd-io/bbolt v1.3.3 h1:gSJmxrs37LgTqR/oyJBWok6k6SvXEUerFTbltIhXkBM=
 github.com/etcd-io/bbolt v1.3.3/go.mod h1:ZF2nL25h33cCyBtcyWeZ2/I3HQOfTP+0PIEvHjkjCrw=
+github.com/facebookgo/ensure v0.0.0-20160127193407-b4ab57deab51 h1:0JZ+dUmQeA8IIVUMzysrX4/AKuQwWhV2dYQuPZdvdSQ=
+github.com/facebookgo/ensure v0.0.0-20160127193407-b4ab57deab51/go.mod h1:Yg+htXGokKKdzcwhuNDwVvN+uBxDGXJ7G/VN1d8fa64=
+github.com/facebookgo/stack v0.0.0-20160209184415-751773369052 h1:JWuenKqqX8nojtoVVWjGfOF9635RETekkoH6Cc9SX0A=
+github.com/facebookgo/stack v0.0.0-20160209184415-751773369052/go.mod h1:UbMTZqLaRiH3MsBH8va0n7s1pQYcu3uTb8G4tygF4Zg=
+github.com/facebookgo/subset v0.0.0-20150612182917-8dac2c3c4870 h1:E2s37DuLxFhQDg5gKsWoLBOB0n+ZW8s599zru8FJ2/Y=
+github.com/facebookgo/subset v0.0.0-20150612182917-8dac2c3c4870/go.mod h1:5tD+neXqOorC30/tWg0LCSkrqj/AR6gu8yY8/fpw1q0=
 github.com/fortytw2/leaktest v1.2.0/go.mod h1:jDsjWgpAGjm2CA7WthBh/CdZYEPF31XHquHwclZch5g=
 github.com/fortytw2/leaktest v1.3.0 h1:u8491cBMTQ8ft8aeV+adlcytMZylmA5nnwwkRZjI8vw=
 github.com/fortytw2/leaktest v1.3.0/go.mod h1:jDsjWgpAGjm2CA7WthBh/CdZYEPF31XHquHwclZch5g=
@@ -65,6 +77,8 @@ github.com/go-logfmt/logfmt v0.4.0 h1:MP4Eh7ZCb31lleYCFuwm0oe4/YGak+5l1vA2NOE80n
 github.com/go-logfmt/logfmt v0.4.0/go.mod h1:3RMwSq7FuexP4Kalkev3ejPJsZTpXXBr9+V4qmtdjCk=
 github.com/go-stack/stack v1.8.0 h1:5SgMzNM5HxrEjV0ww2lTmX6E2Izsfxas4+YHWRs3Lsk=
 github.com/go-stack/stack v1.8.0/go.mod h1:v0f6uXyyMGvRgIKkXu+yp6POWl0qKG85gN/melR3HDY=
+github.com/godbus/dbus v0.0.0-20190726142602-4481cbc300e2 h1:ZpnhV/YsD2/4cESfV5+Hoeu/iUR3ruzNvZ+yQfO03a0=
+github.com/godbus/dbus v0.0.0-20190726142602-4481cbc300e2/go.mod h1:bBOAhwG1umN6/6ZUMtDFBMQR8jRg9O75tm9K00oMsK4=
 github.com/gogo/protobuf v1.1.1/go.mod h1:r8qH/GZQm5c6nD/R0oafs1akxWv10x8SbQlK7atdtwQ=
 github.com/gogo/protobuf v1.2.1/go.mod h1:hp+jE20tsWTFYpLwKvXlhS1hjn+gTNwPg2I6zVXpSg4=
 github.com/gogo/protobuf v1.3.0 h1:G8O7TerXerS4F6sx9OV7/nRfJdnXgHZu/S/7F2SN+UE=
@@ -96,6 +110,8 @@ github.com/gorilla/websocket v1.4.1/go.mod h1:YR8l580nyteQvAITg2hZ9XVh4b55+EU/ad
 github.com/grpc-ecosystem/go-grpc-middleware v1.0.0/go.mod h1:FiyG127CGDf3tlThmgyCl78X/SZQqEOJBCDaAfeWzPs=
 github.com/grpc-ecosystem/go-grpc-prometheus v1.2.0/go.mod h1:8NvIoxWQoOIhqOTXgfV/d3M/q6VIi02HzZEHgUlZvzk=
 github.com/grpc-ecosystem/grpc-gateway v1.9.0/go.mod h1:vNeuVxBJEsws4ogUvrchl83t/GYV9WGTSLVdBhOQFDY=
+github.com/gsterjov/go-libsecret v0.0.0-20161001094733-a6f4afe4910c h1:6rhixN/i8ZofjG1Y75iExal34USq5p+wiN1tpie8IrU=
+github.com/gsterjov/go-libsecret v0.0.0-20161001094733-a6f4afe4910c/go.mod h1:NMPJylDgVpX0MLRlPy15sqSwOFv/U1GZ2m21JhFfek0=
 github.com/hashicorp/golang-lru v0.5.3 h1:YPkqC67at8FYaadspW/6uE0COsBxS2656RLEr8Bppgk=
 github.com/hashicorp/golang-lru v0.5.3/go.mod h1:iADmTwqILo4mZ8BN3D2Q6+9jd8WM5uGBxy+E8yxSoD4=
 github.com/hashicorp/hcl v1.0.0 h1:0Anlzjpi4vEasTeNFn2mLJgTSwt0+6sfsiTG8qcWGx4=
@@ -110,6 +126,8 @@ github.com/jmhodges/levigo v1.0.0/go.mod h1:Q6Qx+uH3RAqyK4rFQroq9RL7mdkABMcfhEI+
 github.com/jonboulle/clockwork v0.1.0/go.mod h1:Ii8DK3G1RaLaWxj9trq07+26W01tbo22gdxWY5EU2bo=
 github.com/jrick/logrotate v1.0.0/go.mod h1:LNinyqDIJnpAur+b8yyulnQw/wDuN1+BYKlTRt3OuAQ=
 github.com/julienschmidt/httprouter v1.2.0/go.mod h1:SYymIcj16QtmaHHD7aYtjjsJG7VTCxuUUipMqKk8s4w=
+github.com/keybase/go-keychain v0.0.0-20190712205309-48d3d31d256d h1:Z+RDyXzjKE0i2sTjZ/b1uxiGtPhFy34Ou/Tk0qwN0kM=
+github.com/keybase/go-keychain v0.0.0-20190712205309-48d3d31d256d/go.mod h1:JJNrCn9otv/2QP4D7SMJBgaleKpOf66PnW6F5WGNRIc=
 github.com/kisielk/errcheck v1.1.0/go.mod h1:EZBBE59ingxPouuu3KfxchcWSUPOHkagtvWXihfKN4Q=
 github.com/kisielk/errcheck v1.2.0/go.mod h1:/BMXB+zMLi60iA8Vv6Ksmxu/1UDYcXs4uQLJ+jE2L00=
 github.com/kisielk/gotool v1.0.0/go.mod h1:XhKaO+MFFWcvkIS/tQcRk01m1F5IRFswLeQ+oQHNcck=
@@ -130,6 +148,7 @@ github.com/mattn/go-isatty v0.0.9 h1:d5US/mDsogSGW37IV293h//ZFaeajb69h+EHFsv2xGg
 github.com/mattn/go-isatty v0.0.9/go.mod h1:YNRxwqDuOph6SZLI9vUUz6OYw3QyUt7WiY2yME+cCiQ=
 github.com/matttproud/golang_protobuf_extensions v1.0.1 h1:4hp9jkHxhMHkqkrB3Ix0jegS5sx/RkqARlsWZ6pIwiU=
 github.com/matttproud/golang_protobuf_extensions v1.0.1/go.mod h1:D8He9yQNgCq6Z5Ld7szi9bcBfOoFv/3dc6xSMkL2PC0=
+github.com/mitchellh/go-homedir v1.1.0 h1:lukF9ziXFxDFPkA1vsr5zpc1XuPDn/wFntq5mG+4E0Y=
 github.com/mitchellh/go-homedir v1.1.0/go.mod h1:SfyaCUpYCn1Vlf4IUYiD9fPX4A5wJrkLzIz1N1q0pr0=
 github.com/mitchellh/mapstructure v1.1.2 h1:fmNYVwqnSfB9mZU6OS2O6GsXM+wcskZDuKQzvN1EDeE=
 github.com/mitchellh/mapstructure v1.1.2/go.mod h1:FVVH3fgwuzCH5S8UJGiWEs2h04kUh9fWfEaFds41c1Y=
@@ -196,10 +215,14 @@ github.com/spf13/viper v1.4.0 h1:yXHLWeravcrgGyFSyCgdYpXQ9dR9c/WED3pg1RhxqEU=
 github.com/spf13/viper v1.4.0/go.mod h1:PTJ7Z/lr49W6bUbkmS1V3by4uWynFiR9p7+dSq/yZzE=
 github.com/stretchr/objx v0.1.0/go.mod h1:HFkY916IF+rwdDfMAkV7OtwuqBVzrE8GR6GFx+wExME=
 github.com/stretchr/objx v0.1.1/go.mod h1:HFkY916IF+rwdDfMAkV7OtwuqBVzrE8GR6GFx+wExME=
+github.com/stretchr/objx v0.2.0 h1:Hbg2NidpLE8veEBkEZTL3CvlkUIVzuU9jDplZO54c48=
+github.com/stretchr/objx v0.2.0/go.mod h1:qt09Ya8vawLte6SNmTgCsAVtYtaKzEcn8ATUoHMkEqE=
 github.com/stretchr/testify v1.2.2/go.mod h1:a8OnRcib4nhh0OaRAV+Yts87kKdq0PP7pXfy6kDkUVs=
 github.com/stretchr/testify v1.3.0/go.mod h1:M5WIy9Dh21IEIfnGCwXGc5bZfKNJtfHm1UVUgZn+9EI=
 github.com/stretchr/testify v1.4.0 h1:2E4SXV/wtOkTonXsotYi4li6zVWxYlZuYNCXe9XRJyk=
 github.com/stretchr/testify v1.4.0/go.mod h1:j7eGeouHqKxXV5pUuKE4zz7dFj8WfuZ+81PSLYec5m4=
+github.com/stumble/gorocksdb v0.0.3 h1:9UU+QA1pqFYJuf9+5p7z1IqdE5k0mma4UAeu2wmX8kA=
+github.com/stumble/gorocksdb v0.0.3/go.mod h1:v6IHdFBXk5DJ1K4FZ0xi+eY737quiiBxYtSWXadLybY=
 github.com/syndtr/goleveldb v1.0.1-0.20190318030020-c3a204f8e965 h1:1oFLiOyVl+W7bnBzGhf7BbIv9loSFQcieWWYIjLqcAw=
 github.com/syndtr/goleveldb v1.0.1-0.20190318030020-c3a204f8e965/go.mod h1:9OrXJhf154huy1nPWmuSrkgjPUtUNhA+Zmy+6AESzuA=
 github.com/tendermint/btcd v0.1.1 h1:0VcxPfflS2zZ3RiOAHkBiFUcPvbtRj5O7zHmcJWHV7s=
@@ -238,6 +261,8 @@ golang.org/x/crypto v0.0.0-20190228161510-8dd112bcdc25/go.mod h1:djNgcEr1/C05ACk
 golang.org/x/crypto v0.0.0-20190308221718-c2843e01d9a2/go.mod h1:djNgcEr1/C05ACkg1iLfiJU5Ep61QUkGW8qpdssI0+w=
 golang.org/x/crypto v0.0.0-20190313024323-a1f597ede03a h1:YX8ljsm6wXlHZO+aRz9Exqr0evNhKRNe5K/gi+zKh4U=
 golang.org/x/crypto v0.0.0-20190313024323-a1f597ede03a/go.mod h1:djNgcEr1/C05ACkg1iLfiJU5Ep61QUkGW8qpdssI0+w=
+golang.org/x/crypto v0.0.0-20190701094942-4def268fd1a4 h1:HuIa8hRrWRSrqYzx1qI49NNxhdi2PrY7gxVSq1JjLDc=
+golang.org/x/crypto v0.0.0-20190701094942-4def268fd1a4/go.mod h1:yigFU9vqHzYiE8UmvKecakEJjdnWj3jj499lnFckfCI=
 golang.org/x/lint v0.0.0-20181026193005-c67002cb31c3/go.mod h1:UVdnD1Gm6xHRNCYTkRU2/jEulfH38KcIWyp/GAMgvoE=
 golang.org/x/lint v0.0.0-20190313153728-d0100b6bd8b3/go.mod h1:6SW0HCj/g11FgYtHlgUYUwCkIfeOF89ocIRzGO/8vkc=
 golang.org/x/net v0.0.0-20180826012351-8a410e7b638d/go.mod h1:mL1N/T3taQHkDXs73rZJwtUhF3w3ftmwwsq0BUmARs4=
@@ -245,6 +270,7 @@ golang.org/x/net v0.0.0-20180906233101-161cd47e91fd/go.mod h1:mL1N/T3taQHkDXs73r
 golang.org/x/net v0.0.0-20181114220301-adae6a3d119a/go.mod h1:mL1N/T3taQHkDXs73rZJwtUhF3w3ftmwwsq0BUmARs4=
 golang.org/x/net v0.0.0-20181220203305-927f97764cc3/go.mod h1:mL1N/T3taQHkDXs73rZJwtUhF3w3ftmwwsq0BUmARs4=
 golang.org/x/net v0.0.0-20190311183353-d8887717615a/go.mod h1:t9HGtf8HONx5eT2rtn7q6eTqICYqUVnKs3thJo3Qplg=
+golang.org/x/net v0.0.0-20190404232315-eb5bcb51f2a3/go.mod h1:t9HGtf8HONx5eT2rtn7q6eTqICYqUVnKs3thJo3Qplg=
 golang.org/x/net v0.0.0-20190522155817-f3200d17e092/go.mod h1:HSz+uSET+XFnRR8LxR5pz3Of3rY3CfYBVs4xY44aLks=
 golang.org/x/net v0.0.0-20190628185345-da137c7871d7 h1:rTIdg5QFRR7XCaK4LCjBiPbx8j4DQRpdYMnGn/bJUEU=
 golang.org/x/net v0.0.0-20190628185345-da137c7871d7/go.mod h1:z5CRVTTTmAJ677TzLLGU+0bjPO0LkuOLi4/5GtJWs/s=
@@ -261,6 +287,8 @@ golang.org/x/sys v0.0.0-20181107165924-66b7b1311ac8/go.mod h1:STP8DvDyc/dI5b8T5h
 golang.org/x/sys v0.0.0-20181116152217-5ac8a444bdc5/go.mod h1:STP8DvDyc/dI5b8T5hshtkjS+E42TnysNCUPdjciGhY=
 golang.org/x/sys v0.0.0-20181205085412-a5c9d58dba9a/go.mod h1:STP8DvDyc/dI5b8T5hshtkjS+E42TnysNCUPdjciGhY=
 golang.org/x/sys v0.0.0-20190215142949-d0b11bdaac8a/go.mod h1:STP8DvDyc/dI5b8T5hshtkjS+E42TnysNCUPdjciGhY=
+golang.org/x/sys v0.0.0-20190412213103-97732733099d/go.mod h1:h1NjWce9XRLGQEsW7wpKNCjG9DtNlClVuFLEZdDNbEs=
+golang.org/x/sys v0.0.0-20190712062909-fae7ac547cb7/go.mod h1:h1NjWce9XRLGQEsW7wpKNCjG9DtNlClVuFLEZdDNbEs=
 golang.org/x/sys v0.0.0-20190813064441-fde4db37ae7a h1:aYOabOQFp6Vj6W1F80affTUvO9UxmJRx8K0gsfABByQ=
 golang.org/x/sys v0.0.0-20190813064441-fde4db37ae7a/go.mod h1:h1NjWce9XRLGQEsW7wpKNCjG9DtNlClVuFLEZdDNbEs=
 golang.org/x/text v0.3.0 h1:g61tztE5qeGQ89tm6NTjjM9VPIm088od1l6aSorWRWg=
@@ -272,8 +300,6 @@ golang.org/x/tools v0.0.0-20190114222345-bf090417da8b/go.mod h1:n7NCudcB/nEzxVGm
 golang.org/x/tools v0.0.0-20190311212946-11955173bddd/go.mod h1:LCzVGOaR6xXOjkQ3onu1FJEFr0SW1gC7cKk1uF8kGRs=
 golang.org/x/tools v0.0.0-20190425150028-36563e24a262/go.mod h1:RgjU9mgBXZiqYHBnxXauZ1Gv1EHHAz9KjViQ78xBX0Q=
 golang.org/x/tools v0.0.0-20190524140312-2c0ae7006135/go.mod h1:RgjU9mgBXZiqYHBnxXauZ1Gv1EHHAz9KjViQ78xBX0Q=
-golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7 h1:9zdDQZ7Thm29KFXgAX/+yaf3eVbP7djjWp/dXAppNCc=
-golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 google.golang.org/appengine v1.1.0/go.mod h1:EbEs0AVv82hx2wNQdGPgUI5lhzA/G0D9YwlJXL52JkM=
 google.golang.org/genproto v0.0.0-20180817151627-c66870c02cf8/go.mod h1:JiN7NxoALGmiZfu7CAH4rXhgtRTLTxftemlI0sWmxmc=
 google.golang.org/genproto v0.0.0-20180831171423-11092d34479b/go.mod h1:JiN7NxoALGmiZfu7CAH4rXhgtRTLTxftemlI0sWmxmc=